10865 SE TIMUCUAN ROAD, SUMMERFIELD, FL, 34491
Active305 days on marketListed Sep 22, 2025MLS #OM710035
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About this home
10865 SE TIMUCUAN ROAD
Tucked away in the quiet beauty of Bird Island, this charming 3-bedroom, 2-bathroom home offers the kind of privacy and comfort that’s hard to find. Whether you're looking for a full-time residence or a peaceful getaway, this home checks all the boxes. Step inside and you’re greeted by a spacious, open layout with luxury vinyl plank flooring throughout – stylish, low-maintenance, and perfect for everyday living. A wood-burning fireplace adds a cozy touch to the living area, creating the perfect spot to unwind after a long day. The kitchen is truly the heart of the home, offering generous counter space, tons of cabinets, and a layout that makes cooking and entertaining effortless. Whether you're prepping a quick breakfast or hosting friends, there’s plenty of room to move and mingle. The owner’s suite is oversized and inviting, featuring a huge en-suite bathroom that feels more like a spa – plenty of space, natural light, and a layout that offers both function and relaxation. Two additional bedrooms are ideal for family, guests, or even a home office, while the second full bathroom is clean, bright, and conveniently located. Outside, enjoy the peace and quiet of Bird Island – no traffic, no noise, just space to breathe. There’s plenty of room for a garden, a firepit, or even future additions. You’ll feel like you're tucked away in your own private oasis, yet you're still close to all that Summerfield and The Villages have – shopping, dining, golf, and more.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,715
Sqft
0.49 ac
Lot size
1995
Year built
One
Levels
$122
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,558 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,558/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
$/sqft vs Summerfield actives
$122 vs $190
Days on market
305 vs 50 typical
Where $122/sqft sits among the 353 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
169 of 353
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 10865 SE TIMUCUAN ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$150,000
10895 SE TIMUCUAN ROAD · same community
3 bd · 1 ba · 1,052 sqft · $143/sqft · 129 DOM
Sold · Oct ’25$109,000
10885 SE TIMUCUAN ROAD · same community
2 bd · 1 ba · 936 sqft · $116/sqft · 9 DOM
Sold · Apr ’26$145,151
16420 SE 117TH AVENUE
3 bd · 2 ba · 1,737 sqft · $84/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10865 SE TIMUCUAN ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10865 SE TIMUCUAN ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10865 SE TIMUCUAN ROAD FAQs
What would the monthly payment be for 10865 SE TIMUCUAN ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,558/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10865 SE TIMUCUAN ROAD?+
The most recent tax bill on record (2024) was $820. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $210,000, this home is listed about 28% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10865 SE TIMUCUAN ROAD?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SUMMERFIELD 34491 market on paper
$210,000 is 24% below the SUMMERFIELD 34491 median of $274,700, and at $122/sqft it sits under the Summerfield average of $204.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
305 days on market against a Summerfield median of 50 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $229,000, now $210,000 — a $19K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Shane Sellers. MLS #OM710035.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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