76 S HERON CREEK LOOP, INVERNESS, FL, 34450
Active311 days on marketListed Sep 16, 2025MLS #OM709696
About this home
76 S HERON CREEK LOOP
Discover the dream of calling this beautiful community of the Moorings at Point O Woods home. This beautiful 3/2/1 canal front home offers plenty of room to spread out and/or host guests comfortably. The extra space of the enclosed patio is a nice place to kick back and relax with a book. In the evening you have a separate open patio to star gaze in the fresh air. This home has it all. You can fish from your back yard on a canal that's fed from the Tsala Apopka chain of lakes. Is boating or kayaking more your thing? the community boat dock and boat ramp is conveniently located right across the street, directly on the lake. No more towing the boat to a crowded public boat ramp. Store your boat an RV right at the secured community storage lot. It really offers all the convenience and none of the head ache for a fun filled day on the lake. Don't forget about a quick round of golf and a bite to eat at the the newly updated golf course and restaurant. The community also has a pool and shuffleboard courts to add to the charm. This small peaceful community, with all it's amenities, convenient activities, social events and proximity to historic downtown Inverness offers an awesome slice of Florida living. With quaint downtown Inverness right around the lake it's convenient to enjoy the monthly market at the Depot, all the festivals and car shows or to grab a bite to eat at one of the restaurants in the square. If the care free Florida lifestyle is calling you, you should call me. This is your place. Come experience the lifestyle that the Moorings has to offer. Call for your personal tour. I love showing this place off.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,202
Sqft
0.09 ac
Lot size
1
Garage
1987
Year built
One
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,858 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,858/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.4%
$/sqft vs Inverness actives
$174 vs $179
Days on market
311 vs 25 typical
Where $174/sqft sits among the 194 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Inverness. See the full Inverness guide →
INVERNESS 34450 — neighborhood snapshot
Population
10,408
Median age
59.5
Median income
$48,955
Median home value
$210,200
Avg household
2.04
Households w/ children
604
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$240K → $270K
Inverness median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
91 of 194
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the INVERNESS 34450 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 76 S HERON CREEK LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$165,000
80 S HERON CREEK LOOP · same community
3 bd · 2 ba · 1,196 sqft · $138/sqft · 317 DOM
Sold · Mar ’26$185,000
9755 E PEBBLE CREEK COURT · same community
3 bd · 2.5 ba · 1,408 sqft · $131/sqft · 54 DOM
Sold · Sep ’25$162,000
11 S HERON CREEK LOOP · same community
2 bd · 2 ba · 986 sqft · $164/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 76 S HERON CREEK LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 76 S HERON CREEK LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
76 S HERON CREEK LOOP FAQs
What would the monthly payment be for 76 S HERON CREEK LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,858/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 76 S HERON CREEK LOOP?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 76 S HERON CREEK LOOP?+
The most recent tax bill on record (2024) was $2,105. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 76 S HERON CREEK LOOP?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Inverness?+
At $209,000, this home is listed about 19% below the Inverness median of $258,450. The market section on this page shows how the area is trending.
Which schools are assigned to 76 S HERON CREEK LOOP?+
Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$209,000 runs 13% above the INVERNESS 34450 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
311 days on market against a Inverness median of 25 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $224,900, now $209,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Irene Snelgrove. MLS #OM709696.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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