David Ramirez
$379,900$426,9003 bd2 ba2,391 sqft$159 /sqft$3,002 /mo all-in ↓

5602 SW 108 STREET, OCALA, FL, 34476

Active320 days on marketListed Sep 12, 2025MLS #OM709440

Reduced $47KSingle Family ResidenceKINGSLAND COUNTRY ESTATES WHISPERING PINES

About this home

5602 SW 108 STREET

RECENTLY REDUCED, SELLER MOTIVATED– Set on nearly half an acre in Kingsland Country Estates, this 3-bedroom, 2-bath residence offers a generous 2,391 square feet of thoughtfully designed living space. Lovingly maintained and move-in ready, the home balances comfort with functionality within an established HOA community. Tastefully landscaped with plenty of curb-appeal, the home features a covered entryway and a large front yard accented by a grand oak. Inside, tall ceilings, abundant natural light, and a split-bedroom layout create an open, airy flow. The front bedroom just off the foyer makes an ideal guest space or a private home office, while the formal dining room to the other side of the foyer provides a dedicated setting for hosting. At the heart of the home is a spacious living area that features wood-look flooring for both style and durability. The kitchen is designed for those who love to cook, with abundant cabinet and counter space, a gas range with range hood, breakfast bar, and a bright breakfast nook framed by bay windows that overlook the backyard. The primary suite offers a quiet retreat with tray ceilings, direct patio access, and two walk-in closets. Its en-suite bath includes dual sinks, a glass-door shower, and a garden tub for added relaxation. Enjoy Florida’s year-round warm weather in the home’s large screen-enclosed patio, which features a covered space with a ceiling fan, and ample room for a hot tub, barbecue, and seating as desired. The backyard is spacious and open, dotted with mature trees that create a nice, peaceful setting to enjoy. Located just minutes from State Road 200’s shopping, dining, and conveniences, with easy access to I-75 for travel or commuting, this property blends neighborhood living with everyday accessibility. Discover the comfort and convenience waiting for you—schedule your private tour today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,391

Sqft

0.42 ac

Lot size

2

Garage

2003

Year built

One

Levels

$159

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · L Dining · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouthwest
ExteriorSliding Doors

Community & fees

HOA fee$5/mo
Taxes (2025)$5,191/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Propane · Public · Street Lights
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,002 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$433
HOA fee — from the listing$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,297Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,297
Interest rate6.00%
Loan term

Estimated payment

$3,002/mo

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$433
HOA / condo fee$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$333KedgeAI estimate $377,356 · range $347K$493K$513K

vs edgeAI estimate

+0.7%

$/sqft vs Ocala actives

$159 vs $180

Days on market

320 vs 43 typical

Where $159/sqft sits among the 400 Ocala actives

117 · this home
173
68
13
2
27
$119–163$163–206$206–250$250–294$294–338$338+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 5602 SW 108 STREET

Drive times from this address

Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

162 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $379,900 $47K
Sep 12, 2025Listed at $426,900 · 320 days on market since
2003Built · KINGSLAND COUNTRY ESTATES WHISPERING PINES

Reality check

What actually sold near 5602 SW 108 STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5037 SW 109TH LOOPSold · Aug ’25

$365,000

5037 SW 109TH LOOP · same community

3 bd · 2 ba · 2,073 sqft · $176/sqft · 129 DOM

10776 SW 49TH AVENUESold · Dec ’25

$264,990

10776 SW 49TH AVENUE · same community

3 bd · 2 ba · 1,446 sqft · $183/sqft · 393 DOM

5708 SW 116TH PLACE ROADSold · May ’26

$325,000

5708 SW 116TH PLACE ROAD

4 bd · 3 ba · 2,352 sqft · $138/sqft · 76 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5602 SW 108 STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5602 SW 108 STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5602 SW 108 STREET FAQs

What would the monthly payment be for 5602 SW 108 STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,002/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5602 SW 108 STREET?+

The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5602 SW 108 STREET?+

The most recent tax bill on record (2025) was $5,191. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5602 SW 108 STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $379,900, this home is listed about 27% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5602 SW 108 STREET?+

Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$379,900 runs 31% above the OCALA 34476 median — but at 2,391 sqft it's also 38% larger than the typical Ocala listing.

02Time on market is leverage

320 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $426,900, now $379,900 — a $47K cut. The full history is in the market section below.

Listing courtesy of SHOWCASE PROPERTIES OF CENTRAL · Robert Harden. MLS #OM709440.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5602 SW 108 STREET, OCALA, FL — 3 Bed, 2 Bath — $379,900 | CENTURY 21 Edge