David Ramirez
$369,304$378,9005 bd2.5 ba2,360 sqft$156 /sqft$3,054 /mo all-in ↓

4682 SW 83RD LOOP, OCALA, FL, 34476

Active119 days on marketListed Mar 26, 2026MLS #O6393912

Reduced $10KSingle Family ResidenceMARION RANCH PH 2

About this home

4682 SW 83RD LOOP

One or more photo(s) has been virtually staged. A rare opportunity to build your dream home in a new community! This premium corner lot extra space, privacy, and flexibility with a huge side and backyard, already fenced for added value. Enjoy access to community amenities including a pool and gym, making this the perfect blend of lifestyle and investment. Fiber Internet Included with HOA LOW HOA FEES

Facts & features

The home at a glance

5

Bedrooms

2.5

Bathrooms

2,360

Sqft

0.18 ac

Lot size

2024

Year built

Two

Levels

$156

Per sqft

NegotiablePets allowed

Inside

FlooringLuxury Vinyl
AppliancesDryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Thermostat · Walk-In Closet(s)
LaundryLaundry Room · Upper Level
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationConcrete Perimeter
FacesSouth
ExteriorDog Run · Sliding Doors

Community & fees

HOA fee$79/mo
Taxes (2024)$5,726/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,054 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,174
FHA mortgage insurance (est.)$163
Property tax — 2024 actual bill$477
HOA fee — from the listing$79
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,926Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,926
Interest rate6.00%
Loan term

Estimated payment

$3,054/mo

Principal & interest$2,174
FHA mortgage insurance (est.)$163
Property taxes (actual bill)$477
HOA / condo fee$79
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $369K
$296KedgeAI estimate $315,202 · range $309K$328K$384K

vs edgeAI estimate

+17.2%

Days on market

119 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 4682 SW 83RD LOOP

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% above the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $369,304 $10K
Mar 26, 2026Listed at $378,900 · 119 days on market since
2024Built · MARION RANCH PH 2

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4682 SW 83RD LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4682 SW 83RD LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4682 SW 83RD LOOP FAQs

What would the monthly payment be for 4682 SW 83RD LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,054/mo — principal and interest, the actual property-tax bill, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4682 SW 83RD LOOP?+

The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4682 SW 83RD LOOP?+

The most recent tax bill on record (2024) was $5,726. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4682 SW 83RD LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $369,304, this home is listed about 24% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4682 SW 83RD LOOP?+

Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$369,304 runs 27% above the OCALA 34476 median — but at 2,360 sqft it's also 36% larger than the typical Ocala listing.

02Time on market is leverage

119 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $378,900, now $369,304 — a $10K cut. The full history is in the market section below.

Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6393912.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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