13120 SW 90TH STREET, DUNNELLON, FL, 34432
Active365 days on marketListed Aug 5, 2025MLS #OM706329
About this home
13120 SW 90TH STREET
Enjoy the perfect blend of rural privacy and versatile outdoor living in this beautifully updated Dunnellon home. Nestled on over two cleared, usable acres, this A1-zoned property offers space, comfort, and functionality—all tucked away off a quiet country road. Inside, the home features an open-concept layout with soaring cathedral ceilings, engineered hardwood flooring, and abundant natural light. With four generously sized bedrooms and two full baths, the thoughtfully designed split floor plan places the primary suite in its own private wing. The spacious en-suite offers a peaceful retreat, complete with walk-in closets, a dual-sink vanity, walk-in glass shower, and plenty of room to relax. At the heart of the home is a fully remodeled kitchen featuring solid-surface countertops, a custom center island with bar seating, and sleek stainless steel appliances—including a high-end oven and refrigerator—creating the ideal space for cooking and gathering. Step outside to discover one of the property's most impressive features: over 1,000 square feet of brand-new, wraparound decking—perfect for entertaining or simply enjoying the peaceful surroundings. An above-ground pool and sliding glass doors create a seamless indoor-outdoor lifestyle. There's also an enclosed rear addition, ready for your finishing touches to add even more functional space. With no HOA, private well and septic, and plenty of room for pets, hobbies, or future additions, this home offers true freedom and flexibility. Located just minutes from the conveniences of Dunnellon and Ocala, this is your opportunity to enjoy upgraded rural living with room to grow.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,512
Sqft
2.23 ac
Lot size
1999
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,937 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,937/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunnellon actives
$165 vs $185
Days on market
365 vs 39 typical
Where $165/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
178 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 13120 SW 90TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$750,000
13470 SW 95TH STREET
3 bd · 2 ba · 1,519 sqft · $494/sqft · 5 DOM
Sold · Jun ’26$337,000
9695 SW 125 COURT ROAD
3 bd · 2 ba · 1,543 sqft · $218/sqft · 316 DOM
Sold · Jan ’26$340,000
9665 SW 125 TERRACE
3 bd · 2 ba · 1,543 sqft · $220/sqft · 358 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13120 SW 90TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13120 SW 90TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13120 SW 90TH STREET FAQs
What would the monthly payment be for 13120 SW 90TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,937/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13120 SW 90TH STREET?+
The most recent tax bill on record (2024) was $2,332. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $250,000, this home is listed about 17% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13120 SW 90TH STREET?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$250,000 runs 14% above the DUNNELLON 34432 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
365 days on market against a Dunnellon median of 39 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $299,000, now $250,000 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Joe Mazzurco. MLS #OM706329.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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