2778 W CYPRESS DRIVE, DUNNELLON, FL, 34433
Active474 days on marketListed Apr 16, 2025MLS #OM699469
About this home
2778 W CYPRESS DRIVE
Virtually Staged. New Quality Built 3 Bedroom, 2 Bath Home W/Open Concept, Split Bedroom Plan. The Home Is Nestled On A Mature Treed 1/4 Acre Lot W/Room For A Pool Or Exterior Outbuilding. The Experienced Family-Owned Builder Only Builds A Few Homes & Takes Pride In Their Design & Work. The Home Boast Real Wood Floors, Tile Floors In Bthrms, Neutral Color Pallet, Upgraded Hardware & Light Fixtures. The Open Concept Living Area Is Light & Bright That Has French Doors That Open To A True Covered Back Porch For Extra Space For Relaxing Or Entertaining. The Kitchen Has Solid Wood Cabinets, Granite Countertops & A Breakfast Bar. Great Memories Will Be Made In This Ample Sized Kitchen. Dining Area Off Kitchen Incorporates Glass French Doors W/Internal Blinds. The Living Area Will Definitely Hold A Large TV If That's A Feature Your Looking For. The Primary Bedroom Host a Walk In Closet, Ensuite W/Tiled Walk Up Shower. A Nice Feature Of The Primary Bedrm, Is The Glass Door That Leads Out To The Covered Patio. The Relaxed Feel Of The Home Is Seen When You Drive Up W/The Ship Lack Style Exterior & Galvalume Metal Roof. The Home Builder Made Sure That The Home Is Energy Efficient W/R-19 Insulation in The Walls, R-30 Cathedral Ceiling, Energy Star Windows, Protective Water Barrier on Exterior Walls & Siding is LP Smart Siding w/a 50 Year Warranty. The Area Around The Home Has A Laid Back Feel, Lake Russeau Access That Joins The Withlacoochee River Both Known For Bass Fishing, Kayaking, Boating. Even Take A Boat Ride Up To Rainbow River That Stays 72 degrees Year-Round. Area Has Walking/Biking Trails On The Rainbow, Withlacoochee River Plus The Trails Lead All The Way To Tampa. Convenience To Downtown Historic Dunnellon, Shopping, Doctors Is Only 7 Minute Drive. Easy Access To Crystal River or Inverness Is 20 Minutes Away & Tampa, Orlando Are Convenient To Access Less Than 2 Hour Drive. This Home Is New And Ready To Welcome You & Yours.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,272
Sqft
0.26 ac
Lot size
1
Garage
2025
Year built
One
Levels
$191
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,709 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,709/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.3%
$/sqft vs Dunnellon actives
$191 vs $185
Days on market
474 vs 43 typical
Where $191/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34433 — neighborhood snapshot
Population
8,218
Median age
45.8
Median income
$70,024
Median home value
$217,100
Avg household
2.63
Households w/ children
696
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $285K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
174 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 615% above the DUNNELLON 34433 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 2778 W CYPRESS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$121,000
2952 W CYPRESS DRIVE
2 bd · 1 ba · 1,274 sqft · $95/sqft · 13 DOM
Sold · Jul ’26$180,000
3585 W HILLTOP LANE
3 bd · 2 ba · 1,248 sqft · $144/sqft · 67 DOM
Sold · Dec ’25$175,000
22535 SW 117TH STREET
2 bd · 1 ba · 1,225 sqft · $143/sqft · 160 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2778 W CYPRESS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2778 W CYPRESS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2778 W CYPRESS DRIVE FAQs
What would the monthly payment be for 2778 W CYPRESS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,709/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2778 W CYPRESS DRIVE?+
The most recent tax bill on record (2024) was $138. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2778 W CYPRESS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $243,000, this home is listed about 19% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2778 W CYPRESS DRIVE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$243,000 runs 615% above the DUNNELLON 34433 median.
02Time on market is leverage
474 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $295,000, now $243,000 — a $52K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BRICKS & MORTAR REAL ESTATE · Valerie Hanchar. MLS #OM699469.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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