3865-3899 E GULF TO LAKE HIGHWAY, INVERNESS, FL, 34453
Active1049 days on marketListed Sep 27, 2023MLS #OM664866
About this home
3865-3899 E GULF TO LAKE HIGHWAY
This large and rare 3.8 acres of land zoned GNC Commercial features 429’ of Highway frontage on SR 44 (29,500 AADT) just West of the signalized intersection at Independence Hwy. This location offers high visibility and ingress and egress from both East and Westbound traffic via the open median on SR 44 and street to street-to-street access from SR 44 to Forest Drive. Convenience is at your doorstep with this property, as it enjoys proximity to Downtown Inverness (3.6 Miles), Lecanto (7.3 Miles), Hernando (4.2 Miles), and Crystal River (15.1 Miles). In addition, you're just a stone's throw away from Tj Mx (1.3 Miles), Walmart (1.6 Miles), and more national retail. General Commercial Zoning allows for a variety of uses including Retail, Medical/Professional Office, Automotive, ALF, multi-family, C-Store, Banks, Car Wash Facilities, and more. Located in Citrus County, Florida a bustling community of 155,582 residences growing at 1.29% exceeding the national average and part of the Tampa-St. Petersburg MSA offers a promising environment for businesses seeking growth opportunities. Disclaimer: All information provided herein is for marketing purposes only and is not guaranteed for accuracy. Prospective buyers or tenants are encouraged to conduct their own independent due diligence. The seller, broker, and associated parties make no representations or warranties, expressed or implied, as to the accuracy or completeness of this information. All dimensions, zoning details, financial data, and other property-related facts should be independently verified. Please consult with appropriate licensed professionals before making any investment or purchasing decisions.
Facts & features
The home at a glance
3.8 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,333 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,333/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34453 — neighborhood snapshot
Population
10,473
Median age
53.5
Median income
$58,064
Median home value
$174,500
Avg household
2.21
Households w/ children
905
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $265K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2838% above the INVERNESS 34453 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 3865-3899 E GULF TO LAKE HIGHWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$130,000
3706 E BOW COURT
2 bd · 2 ba · 924 sqft · $141/sqft · 92 DOM
Sold · Dec ’25$112,000
2356 FOREST DRIVE UNIT 2356
2 bd · 2 ba · 950 sqft · $118/sqft · 242 DOM
Sold · Oct ’25$143,250
1861 ARROWWOOD LANE
2 bd · 2 ba · 959 sqft · $149/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3865-3899 E GULF TO LAKE HIGHWAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3865-3899 E GULF TO LAKE HIGHWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3865-3899 E GULF TO LAKE HIGHWAY FAQs
What would the monthly payment be for 3865-3899 E GULF TO LAKE HIGHWAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,333/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3865-3899 E GULF TO LAKE HIGHWAY?+
The most recent tax bill on record (2022) was $4,708. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $1,175,000, this home is listed about 354% above the Inverness median of $259,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3865-3899 E GULF TO LAKE HIGHWAY?+
Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,175,000 runs 2838% above the INVERNESS 34453 median.
02Time on market is leverage
1049 days on market against a Inverness median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,495,000, now $1,175,000 — a $320K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Elias Kirallah. MLS #OM664866.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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