44 WEDGEWOOD LANE, PALM COAST, FL, 32164
Pending5 days on marketListed Jul 31, 2026MLS #O6429511
About this home
44 WEDGEWOOD LANE
Welcome to your dream oasis! Nestled on a generous, expansive lot with no HOA restrictions, this move-in-ready property offers nearly 1,500 square feet of thoughtfully designed, light-filled living space. Inside, you will find three oversized bedrooms that provide plenty of room to stretch out and relax. At the heart of the home, the private, fully enclosed pool area serves as your personal retreat—perfect for weekend barbecues, peaceful morning coffees, or year-round outdoor entertainment. To make your move seamless, all kitchen appliances remain with the home. Beyond its charm and spacious layout, this home boasts major, high-value mechanical updates for ultimate peace of mind. Stay cool and save on energy with a brand-new A/C system fully replaced in 2025, complemented by impact-resistant hurricane windows installed throughout the entire house for unmatched security and efficiency. Featuring a sturdy roof reshingle around 2020 and a well-maintained water heater, all the heavy lifting has already been done for you. Don't miss this rare opportunity to own a worry-free, pool-side sanctuary with complete freedom!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,497
Sqft
0.24 ac
Lot size
2
Garage
1989
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,204 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,204/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.6%
$/sqft vs Palm Coast actives
$177 vs $218
Days on market
5 vs 52 typical
Where $177/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
168 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 44 WEDGEWOOD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$310,000
24 WEYMOUTH LANE · same community
3 bd · 2 ba · 1,504 sqft · $206/sqft · 86 DOM
Sold · Apr ’26$267,000
31 LAGO VISTA PLACE · same community
3 bd · 2 ba · 1,577 sqft · $169/sqft · 42 DOM
Sold · Sep ’25$255,000
13 LAGO VISTA PLACE · same community
3 bd · 2 ba · 1,586 sqft · $161/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 44 WEDGEWOOD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 44 WEDGEWOOD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
44 WEDGEWOOD LANE FAQs
What would the monthly payment be for 44 WEDGEWOOD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,204/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 44 WEDGEWOOD LANE?+
The most recent tax bill on record (2025) was $4,397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $265,000, this home is listed about 34% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 44 WEDGEWOOD LANE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32164 market on paper
$265,000 is 23% below the PALM COAST 32164 median of $342,500, and at $177/sqft it sits under the Palm Coast average of $261.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 5 days on market in a Palm Coast market that averages 52 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · David Giampietri. MLS #O6429511.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 44 WEDGEWOOD LANE but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →