45 WEBSTER LANE, PALM COAST, FL, 32164
Active130 days on marketListed Mar 27, 2026MLS #NS1087738
About this home
45 WEBSTER LANE
Live the Florida dream in this stunning 3-bedroom, 2-bathroom, 1,812-square-foot Palm Coast pool home! From the moment you step inside, you’ll be greeted by an open floor plan with vaulted ceilings and new skylights that flood the space with natural light. The living room flows effortlessly into the dining area with expansive windows, leading to a spacious kitchen with solid wood cabinets, abundant storage, and a bright eat-in nook. The primary suite offers a private en suite with a large vanity and walk-in shower, while the two additional bedrooms feature brand-new carpet (2025). Recent updates include new flooring throughout the family room, hallway, living room, and kitchen (2026), a new water heater, freshly painted front door, and a new paver walkway in the backyard (April 2026). Step outside to the backyard retreat, where a sparkling in-ground pool and spa sit within a newly updated enclosure (2025). An electric pool heater with 60-amp outlet (2026) and a convenient outdoor shower (2025) make entertaining and relaxing effortless. The premium tile roof with a transferable warranty (2025) completes this turn-key home. Ideally located just a mile from restaurants, shopping, and grocery stores, with easy highway access and less than 10 miles to the beach, this home perfectly combines modern updates, functional living spaces, and the ultimate outdoor oasis for Florida living. Mortgage savings may be available for buyers of this listing.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,812
Sqft
0.23 ac
Lot size
2
Garage
1990
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,797 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,797/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.3%
$/sqft vs Palm Coast actives
$210 vs $218
Days on market
130 vs 52 typical
Where $210/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Get to know Palm Coast. See the full Palm Coast guide →
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
168 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 45 WEBSTER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$345,000
14 WEBWOOD PLACE · same community
3 bd · 2.5 ba · 1,899 sqft · $182/sqft · 16 DOM
Sold · Sep ’25$329,899
2 WEMBLEY PLACE · same community
3 bd · 2 ba · 1,719 sqft · $192/sqft · 3 DOM
Sold · Sep ’25$255,000
13 LAGO VISTA PLACE · same community
3 bd · 2 ba · 1,586 sqft · $161/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 45 WEBSTER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 45 WEBSTER LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
45 WEBSTER LANE FAQs
What would the monthly payment be for 45 WEBSTER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,797/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 45 WEBSTER LANE?+
The most recent tax bill on record (2025) was $2,787. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 45 WEBSTER LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $379,900, this home is listed about 5% below the Palm Coast median of $399,950. The market section on this page shows how the area is trending.
Which schools are assigned to 45 WEBSTER LANE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$379,900 runs 11% above the PALM COAST 32164 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
130 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $400,000, now $379,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REDFIN CORPORATION · Tammy Bowen. MLS #NS1087738.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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