2509 N FLORIDA AVENUE, LAKELAND, FL, 33805
Active19 days on marketListed Jul 27, 2026MLS #O6428444
About this home
2509 N FLORIDA AVENUE
Welcome to 2509 N. Florida Ave., Lakeland, FL 33805—a home that proves you don't have to sacrifice style, space, or freedom to find the perfect place to call home. Imagine pulling into your own oversized .28-acre property with NO HOA, where you have the flexibility to truly make your home your own. Whether you've dreamed of building a workshop, parking your boat or RV, creating the ultimate backyard oasis, or simply enjoying extra room to breathe, this property gives you the freedom that's becoming harder and harder to find. Step inside and you'll immediately notice the difference. This isn't just another house—it's a home that feels brand new from the moment you walk through the door. Sunlight pours into the open-concept living space, creating a warm, inviting atmosphere that's perfect for quiet evenings at home or hosting family and friends. At the heart of the home is a beautifully upgraded kitchen designed to impress. Rich espresso wood cabinetry, stunning granite countertops, brand-new stainless steel appliances, and a spacious walk-in pantry combine style with functionality. Flowing throughout the home is gorgeous luxury vinyl plank flooring, adding a modern, high-end feel that's as durable as it is beautiful. Every detail has been thoughtfully refreshed to create a truly move-in-ready experience. Within the last month alone, the home has received fresh interior paint, new doors, upgraded appliances, new flooring, and additional updates that make it feel fresh, modern, and worry-free. The care and attention invested in this property shine through in every room. Unlike many homes in this price range, this one offers custom touches, quality finishes, and a level of pride in ownership that's immediately noticeable. It's the perfect opportunity for first-time buyers, growing families, or anyone looking for a turnkey home without the endless list of projects. Homes with this combination of No HOA, oversized lot, premium upgrades, and like-new condition don't stay on the market for long. Priced to sell quickly—don't miss your opportunity to make this exceptional home yours.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,247
Sqft
0.28 ac
Lot size
1976
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,945 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,945/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.2%
$/sqft vs Lakeland actives
$209 vs $193
Days on market
19 vs 45 typical
Where $209/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Swannanoa/ Glen Echo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Swannanoa/ Glen Echo — neighborhood snapshot
Population
519
Median age
57
Median income
$23,083
Median home value
$50,600
Avg household
2
Households w/ children
41%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $325K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
221 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the LAKELAND 33805 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2509 N FLORIDA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$214,000
1044 W 11TH STREET
3 bd · 2 ba · 1,217 sqft · $176/sqft · 11 DOM
Sold · Jan ’26$285,000
1238 N VIRGINIA AVENUE
3 bd · 2 ba · 1,285 sqft · $222/sqft · 61 DOM
Sold · Oct ’25$284,990
1236 N VIRGINIA AVENUE
3 bd · 2 ba · 1,285 sqft · $222/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2509 N FLORIDA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2509 N FLORIDA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2509 N FLORIDA AVENUE FAQs
What would the monthly payment be for 2509 N FLORIDA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,945/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2509 N FLORIDA AVENUE?+
The most recent tax bill on record (2025) was $1,673. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $260,000, this home is listed about 23% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2509 N FLORIDA AVENUE?+
North Lakeland Elementary School Of Choice (elementary), Lake Gibson Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Scott Bryant. MLS #O6428444.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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