408 W MAXWELL STREET, LAKELAND, FL, 33803
Active385 days on marketListed Jul 17, 2025MLS #L4954511
About this home
408 W MAXWELL STREET
Build your dream home on this 1/4 acre lot in highly sought after neighborhood located in the heart of Lakeland! Located near Lake Hollingsworth, Cleveland Heights Golf Course, Southgate Shopping Center, several parks and schools. Don't miss your chance to snag this one before it's gone!
Facts & features
The home at a glance
0.25 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,058 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,058/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Beacon Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Beacon Hill — neighborhood snapshot
Population
469
Median age
39
Median income
$94,583
Median home value
$315,300
Avg household
2
Households w/ children
57%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 408 W MAXWELL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$105,900
6100 QUINCE STREET · same community
2 bd · 1 ba · 684 sqft · $155/sqft · 143 DOM
Sold · May ’26$110,000
6128 PADULA STREET · same community
2 bd · 2 ba · 784 sqft · $140/sqft · 87 DOM
Sold · Jun ’26$210,000
311 OSCEOLA AVENUE · same community
3 bd · 2 ba · 1,148 sqft · $183/sqft · 315 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 408 W MAXWELL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 408 W MAXWELL STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
408 W MAXWELL STREET FAQs
What would the monthly payment be for 408 W MAXWELL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,058/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 408 W MAXWELL STREET?+
The most recent tax bill on record (2024) was $2,649. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $265,000, this home is listed about 22% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 408 W MAXWELL STREET?+
Dixieland Elementary School (elementary), Southwest Middle School (middle), Lakeland Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of XCELLENCE · Leigh Harris. MLS #L4954511.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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