2135 MALLORY CIRCLE, HAINES CITY, FL, 33844
Active4 days on marketListed Jul 25, 2026MLS #O6428147
About this home
2135 MALLORY CIRCLE
Golf Course Living in Haines City! Welcome to 2135 Mallory Ct, a beautiful 4-bedroom, 2.5-bath home offering comfortable living and picturesque golf course views. Located on a quiet street facing south, this home combines space, privacy, and an exceptional setting for everyday living or entertaining. This well maintained property features premium wood-floor in living areas and ceramic tiles in wet areas. The open and inviting layout provides plenty of room for family and guests, with spacious living areas, a well-appointed kitchen, and generously sized bedrooms. Enjoy relaxing mornings in the private pool with spa or peaceful evenings while taking in the scenic views of the golf course from your home. With four bedrooms, two and a half bathrooms, and a desirable golf course location, this property offers the perfect combination of comfort and lifestyle. Conveniently located near shopping, dining, major highways, and Central Florida's world-class attractions, this home is an excellent opportunity for a primary residence, second home, or investment property. Located in the gated community of Southern Dunes featuring 18 holes Championsgship golf course, community pool and premium amenities. This Property is fully furnished. All room dimensions need to be independently verified. Roof was replaced in 2021, Plumbing was done in 2022 and AC was replaced in 2020.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,284
Sqft
0.11 ac
Lot size
2
Garage
1994
Year built
Two
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,474 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,474/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.7%
$/sqft vs Haines City actives
$184 vs $173
Days on market
4 vs 36 typical
Where $184/sqft sits among the 400 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Southern Dunes Golf Course, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Haines City rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Southern Dunes Golf Course
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Southern Dunes Golf Course is a short-term-rental community. See the full guide →
Southern Dunes Golf Course — neighborhood snapshot
Population
2,225
Median age
55
Median income
$49,511
Median home value
$265,000
Avg household
3
Households w/ children
120
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$311K → $320K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
182 of 400
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 2135 MALLORY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$365,000
2177 MALLORY CIRCLE · same community
4 bd · 2 ba · 1,594 sqft · $229/sqft · 44 DOM
Sold · May ’26$400,000
11722 CURRIE LANE UNIT D1 · same community
3 bd · 2.5 ba · 1,516 sqft · $264/sqft · 82 DOM
Sold · Jun ’26$331,000
2272 MALLORY CIR CIRCLE · same community
3 bd · 2 ba · 1,396 sqft · $237/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2135 MALLORY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2135 MALLORY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2135 MALLORY CIRCLE FAQs
What would the monthly payment be for 2135 MALLORY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,474/mo — principal and interest, the actual property-tax bill, the $74/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2135 MALLORY CIRCLE?+
The association fee works out to $74 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2135 MALLORY CIRCLE?+
The most recent tax bill on record (2025) was $6,994. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2135 MALLORY CIRCLE be rented short-term?+
Yes — this home sits inside Southern Dunes Golf Course, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2135 MALLORY CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $419,900, this home is listed about 33% above the Haines City median of $314,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2135 MALLORY CIRCLE?+
Haines City Senior High School (high), Horizons Elementary School (elementary), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$419,900 runs 42% above the HAINES CITY 33844 median — but at 2,284 sqft it's also 29% larger than the typical Haines City listing.
02Zoned for nightly rentals
Southern Dunes Golf Course is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Fresh on the market
Only 4 days on market in a Haines City market that averages 36 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FCG REALTY · Antoine Divay. MLS #O6428147.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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