David Ramirez
$449,9003 bd2 ba2,084 sqft$216 /sqft$3,584 /mo all-in ↓

505 SOTHEBY WAY, DEBARY, FL, 32713

Active5 days on marketListed Jul 24, 2026MLS #O6427968

Private poolSingle Family ResidenceDEBARY PLANTATION UNIT 17C

About this home

505 SOTHEBY WAY

Single-story pool home in the gated Villas of Westridge at DeBary Golf and Country Club. This 3-bedroom, 2-bath home offers 2,084 sq ft of easy one-level living with a private screened pool and a built-in summer kitchen on the covered lanai. The heavy lifting is already done: kitchen remodeled in 2024 with quartz counters and stainless appliances, new carpet and all-new pool screens in fall 2024, luxury vinyl plank flooring, plantation shutters, and refreshed landscaping in 2025. A three-sided fireplace anchors the open dining and living areas, and the primary suite features a pool view, dual-vanity bath with garden tub, walk-in shower, and walk-in closet. Block and stucco construction with a concrete tile roof, located in flood zone X. The villa HOA covers grounds maintenance for true low-maintenance living, with golf, dining, and social memberships available separately at DeBary Golf and Country Club. Minutes to the SunRail station, I-4, and Gemini Springs Park.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,084

Sqft

0.14 ac

Lot size

2

Garage

2003

Year built

One

Levels

$216

Per sqft

Private poolFireplacePark/Greenbelt viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Gas Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPark/Greenbelt
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorAwning(s) · Outdoor Grill · Outdoor Kitchen · Sidewalk · Sliding Doors

Community & fees

HOA fee$210/mo
Taxes (2026)$4,403/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,584 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2026 actual bill$367
HOA fee — from the listing$210
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,747
Interest rate6.00%
Loan term

Estimated payment

$3,584/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$367
HOA / condo fee$210
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$432KedgeAI estimate $497,685 · range $481K$526K$547K

vs edgeAI estimate

−9.6%

$/sqft vs Debary actives

$216 vs $204

Days on market

5 vs 31 typical

Where $216/sqft sits among the 103 Debary actives

14
30
25 · this home
17
9
8
$153–176$176–199$199–222$222–245$245–269$269+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Debary Plantation

Map of 505 SOTHEBY WAY inside its neighborhood boundary

Drive times from this address

Downtown Orlando37 min
Universal Orlando49 min
Orlando Int’l Airport (MCO)56 min
Walt Disney World61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Debary. See the full Debary guide →

Debary Plantation — neighborhood snapshot

Population

3,445

Median age

56

Median income

$83,975

Median home value

$320,193

Avg household

2

Households w/ children

215

For the school run

Volusia County School District

ElementaryDebary Elementary School★★★★
HighUniversity High School★★★★★
MiddleRiver Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Debary market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$393K$391K

Debary median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

47 of 103

Debary actives have cut their price

Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% above the DEBARY 32713 median. See the full Debary market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $449,900 · 5 days on market since
2003Built · DEBARY PLANTATION UNIT 17C

Reality check

What actually sold near 505 SOTHEBY WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

56 SPRUCE LANESold · Sep ’25

$434,000

56 SPRUCE LANE

3 bd · 2 ba · 2,014 sqft · $215/sqft · 29 DOM

13 GRACIE ROADSold · Jul ’26

$510,000

13 GRACIE ROAD

4 bd · 2.5 ba · 2,165 sqft · $236/sqft · 39 DOM

45 SACKETT ROADSold · Sep ’25

$445,000

45 SACKETT ROAD

3 bd · 2 ba · 1,998 sqft · $223/sqft · 256 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 505 SOTHEBY WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 505 SOTHEBY WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

505 SOTHEBY WAY FAQs

What would the monthly payment be for 505 SOTHEBY WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,584/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 505 SOTHEBY WAY?+

The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 505 SOTHEBY WAY?+

The most recent tax bill on record (2026) was $4,403. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 505 SOTHEBY WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Debary?+

At $449,900, this home is listed about 15% above the Debary median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 505 SOTHEBY WAY?+

Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$449,900 runs 46% above the DEBARY 32713 median — but at 2,084 sqft it's also 18% larger than the typical Debary listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 5 days on market in a Debary market that averages 31 — if it fits, move quickly.

04Strong assigned schools

Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FOLIO REALTY LLC · John Mansker. MLS #O6427968.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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