David Ramirez
$460,0004 bd3 ba2,312 sqft$199 /sqft$3,355 /mo all-in ↓

458 WOODFORD DRIVE, DEBARY, FL, 32713

Active7 days on marketListed Jul 28, 2026MLS #V4950382

Single Family ResidenceSAXON WOODS UNIT 03-A

About this home

458 WOODFORD DRIVE

Light pours through this beautifully maintained 4 bedroom, 3 bath home in the gated Saxon Woods community, offering 2,312 square feet of living space (3,004 total) on a .22 acre lot. An open floor plan creates effortless flow between the formal living and dining rooms, the family living space, and the kitchen, ideal for everyday life and entertaining alike. The kitchen offers abundant cabinetry and generous counter space for meal prep and hosting. Bedrooms are well-proportioned for comfort and privacy, and the primary suite includes an en-suite bath with ample closet storage. Oh and split floorplan just like you asked. Bedrooms 2-4 are all located on the right wing of the home with access to the screened in lanai. Sliding glass doors lead you to the large screened patio sets the stage for family gatherings, and the level yard invites gardening and privacy and even room for a pool. A driveway with additional parking adds convenience for guests, and the 3-car garage delivers the storage and workspace today's buyers ask for... boats, toys, you name it! Set on a quiet residential street, this home puts you minutes from shopping, dining, parks, and schools, with quick access to I-4 for an easy run to Orlando, Lake Mary, and Central Florida's beaches. DeBary's new walkable downtown district is also on the way, just off US 17-92 by the SunRail station, bringing shops, restaurants, and a Publix within reach of home. A smart choice for homeowners seeking move-in readiness or investors pursuing steady rental demand in a sought-after, gated DeBary neighborhood. Schedule your tour today! Seller motivated!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,312

Sqft

0.22 ac

Lot size

3

Garage

2003

Year built

One

Levels

$199

Per sqft

Garden & Trees/Woods viewNegotiablePets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewGarden · Trees/Woods
FacesNortheast
ParkingBoat · Driveway · Garage Door Opener · Golf Cart Parking · Oversized · Split Garage
ExteriorGarden · Lighting · Private Yard · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$94/mo
Taxes (2025)$2,270/yr
PetsYes
CommunityGated Community - No Guard · Golf Carts OK · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Public · Sprinkler Meter · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,355 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,708
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$189
HOA fee — from the listing$94
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,100
Interest rate6.00%
Loan term

Estimated payment

$3,355/mo

Principal & interest$2,708
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$189
HOA / condo fee$94
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $460K
$367KedgeAI estimate $409,260 · range $382K$420K$478K

vs edgeAI estimate

+12.4%

$/sqft vs Debary actives

$199 vs $207

Days on market

7 vs 27 typical

Where $199/sqft sits among the 105 Debary actives

14
28 · this home
24
23
7
9
$153–176$176–200$200–223$223–247$247–270$270+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Debary

Map of 458 WOODFORD DRIVE

Drive times from this address

Downtown Orlando34 min
Universal Orlando47 min
Orlando Int’l Airport (MCO)53 min
Walt Disney World59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Debary. See the full Debary guide →

The numbers that matter

The Debary market

Seller’s marketSeller’s market2.4 months of inventoryBuyer’s market

$393K$386K

Debary median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

44 of 105

Debary actives have cut their price

Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% above the DEBARY 32713 median. See the full Debary market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $460,000 · 7 days on market since
2003Built · SAXON WOODS UNIT 03-A

Reality check

What actually sold near 458 WOODFORD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

486 WOODFORD DRIVESold · May ’26

$562,500

486 WOODFORD DRIVE · same community

4 bd · 3 ba · 2,438 sqft · $231/sqft · 19 DOM

321 BURCHINGTON DRIVESold · Jun ’26

$510,000

321 BURCHINGTON DRIVE · same community

5 bd · 4 ba · 3,484 sqft · $146/sqft · 94 DOM

417 GLEN ABBEY LANESold · Jun ’26

$435,000

417 GLEN ABBEY LANE

4 bd · 2 ba · 2,280 sqft · $191/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 458 WOODFORD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 458 WOODFORD DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

458 WOODFORD DRIVE FAQs

What would the monthly payment be for 458 WOODFORD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,355/mo — principal and interest, the actual property-tax bill, the $94/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 458 WOODFORD DRIVE?+

The association fee works out to $94 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 458 WOODFORD DRIVE?+

The most recent tax bill on record (2025) was $2,270. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 458 WOODFORD DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Debary?+

At $460,000, this home is listed about 18% above the Debary median of $390,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$460,000 runs 48% above the DEBARY 32713 median — but at 2,312 sqft it's also 31% larger than the typical Debary listing.

02Garden & Trees/Woods views

The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 7 days on market in a Debary market that averages 27 — if it fits, move quickly.

Listing courtesy of LPT REALTY, LLC · Matthew Buckley. MLS #V4950382.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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