David Ramirez
Short-Term Rental Eligible
$230,0002 bd1.5 ba1,219 sqft$189 /sqft$2,339 /mo all-in ↓

200 SAINT ANDREWS BOULEVARD UNIT 2904, WINTER PARK, FL, 32792

Active14 days on marketListed Jul 23, 2026MLS #O6427536

Priced 29% below the WINTER PARK 32792 medianCondominiumFOUR SEASONS CONDO

About this home

200 SAINT ANDREWS BOULEVARD UNIT 2904

WHAT A GEM! Tucked away in a private, sought after community and so conveniently located in breathtaking Winter Park. Here’s a beautifully maintained, upgraded and move-in ready home. With 2 large bedrooms and 1.5 bathrooms, this unit spans 1,219 square feet, providing an ideal space for cozy living. Enjoy the benefits of a peaceful and friendly community, with well-manicured grounds and a welcoming atmosphere. This charming home has been tastefully updated with upgraded laminate flooring, a renovated kitchen with granite countertops, newer cabinets and a stylish backsplash. The floor plan offers a dining & family room open combination which looks out on the porch and brings in plenty of natural light. Both nicely sized bedroom suites are on the second floor and have a shared & updated bathroom. Ample storage on the back patio for your bike and all your extra toys allowing you to enjoy your weekends. This is an extremely well managed community with an onsite manager taking pride in the community and care for their residents. Four Seasons community provides super amenities including a cubhouse with library, a renovated fitness center, 3 swimming pools, tennis courts, a laundry facility steps away and shuffleboard. Walk to Cady Way Park with tennis courts, baseball and soccer fields, playgrounds, community pool and Cady Way Trail. Minutes to Advent Health Winter Park Hospital, shopping on Park Avenue, Rollins College, Valencia, Full Sail and UCF. This pet friendly community and charming condo has everything you need! Great opportunity to own in FOUR SEASONS condominiums where LOCATION, LOCATION, LOCATION is prime!

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

1,219

Sqft

19.06 ac

Lot size

1970

Year built

Two

Levels

$189

Per sqft

Garden view

Inside

FlooringLaminate
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs
LaundryIn Kitchen · Inside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden
FacesSouth
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$430/mo
Taxes (2025)$3,519/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,339 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,354
FHA mortgage insurance (est.)$102
Property tax — 2025 actual bill$293
Condo fee — from the listing$430
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,050
Interest rate6.00%
Loan term

Estimated payment

$2,339/mo

Principal & interest$1,354
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$293
HOA / condo fee$430
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$165KedgeAI estimate $192,199 · range $172K$216K$239K

vs edgeAI estimate

+19.7%

$/sqft vs Winter Park actives

$189 vs $344

Days on market

14 vs 41 typical

Where $189/sqft sits among the 318 Winter Park actives

115 · this home
84
45
25
19
30
$146–287$287–428$428–569$569–710$710–851$851+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Seasons, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySeasons
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,300/mo median

MarketWinter Park
Annual gross at median$27,600
Gross yield on this price12.0%
Homes for rent right now75

Live Winter Park rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Seasons

Map of 200 SAINT ANDREWS BOULEVARD UNIT 2904 inside its neighborhood boundary

Drive times from this address

Downtown Orlando15 min
Orlando Int’l Airport (MCO)24 min
Universal Orlando27 min
Walt Disney World39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Seasons is a short-term-rental community. See the full guide →

WINTER PARK 32792 — neighborhood snapshot

Population

52,794

Median age

34.7

Median income

$66,176

Median home value

$343,500

Avg household

2.34

Households w/ children

5,372

For the school run

Orange County School District

ElementaryBrookshire Elementary★★★★★
HighWinter Park High★★★★
MiddleGlenridge Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$470K$512K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

147 of 318

Winter Park actives have cut their price

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% below the WINTER PARK 32792 median. See the full Winter Park market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $230,000 · 14 days on market since
1970Built · FOUR SEASONS CONDO

Reality check

What actually sold near 200 SAINT ANDREWS BOULEVARD UNIT 2904

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

200 SAINT ANDREWS BOULEVARD UNIT 3002Sold · Oct ’25

$242,000

200 SAINT ANDREWS BOULEVARD UNIT 3002 · same community

2 bd · 1.5 ba · 1,219 sqft · $199/sqft · 125 DOM

200 SAINT ANDREW UNIT 3103Sold · May ’26

$175,000

200 SAINT ANDREW UNIT 3103 · same community

2 bd · 1.5 ba · 1,219 sqft · $144/sqft · 32 DOM

200 SAINT ANDREWS BLVD UNIT 3206Sold · Jul ’26

$220,000

200 SAINT ANDREWS BLVD UNIT 3206 · same community

2 bd · 1.5 ba · 1,219 sqft · $180/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 200 SAINT ANDREWS BOULEVARD UNIT 2904 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 200 SAINT ANDREWS BOULEVARD UNIT 2904 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

200 SAINT ANDREWS BOULEVARD UNIT 2904 FAQs

What would the monthly payment be for 200 SAINT ANDREWS BOULEVARD UNIT 2904?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,339/mo — principal and interest, the actual property-tax bill, the $430/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 200 SAINT ANDREWS BOULEVARD UNIT 2904?+

The association fee works out to $430 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 200 SAINT ANDREWS BOULEVARD UNIT 2904?+

The most recent tax bill on record (2025) was $3,519. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 200 SAINT ANDREWS BOULEVARD UNIT 2904 be rented short-term?+

Yes — this home sits inside Seasons, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 200 SAINT ANDREWS BOULEVARD UNIT 2904?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Park?+

At $230,000, this home is listed about 60% below the Winter Park median of $579,900. The market section on this page shows how the area is trending.

Which schools are assigned to 200 SAINT ANDREWS BOULEVARD UNIT 2904?+

Brookshire Elementary (elementary), Winter Park High (high), Glenridge Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the WINTER PARK 32792 market on paper

$230,000 is 29% below the WINTER PARK 32792 median of $325,000, and at $189/sqft it sits under the Winter Park average of $428.

02Zoned for nightly rentals

Seasons is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

04Strong assigned schools

Brookshire Elementary, Winter Park High, Glenridge Middle — Winter Park High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MAINFRAME REAL ESTATE · Sharon Mikol. MLS #O6427536.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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