David Ramirez
$469,0003 bd2 ba2,136 sqft$220 /sqft$3,854 /mo all-in ↓

7521 RIDGELAKE CIRCLE, BRADENTON, FL, 34203

Active3 days on marketListed Jul 21, 2026MLS #O6427103

Single Family ResidenceRIDGE AT CROSSING CREEK PH II

About this home

7521 RIDGELAKE CIRCLE

Welcome to this beautiful 3-bedroom, 2-bath home in the highly sought-after Ridge at Crossing Creek, where modern comfort meets exceptional community living. The chef-inspired kitchen boasts stainless steel appliances, a breakfast bar, and abundant cabinetry, offering the perfect blend of style and functionality for everyday meals and entertaining. The spacious primary suite features a walk-in closet, providing generous storage and a private retreat at the end of the day. A 2-car garage adds convenience and flexibility for vehicles, hobbies, or extra storage. Residents of The Ridge at Crossing Creek enjoy an impressive array of resort-style amenities, including a sparkling community pool, walking trails, a serene nature preserve, and a pavilion with a gas grill—ideal for gatherings, relaxation, and embracing the Florida lifestyle. Homes offering this combination of location, lifestyle, and modern comfort are in high demand. Make your move before this one slips away.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,136

Sqft

0.22 ac

Lot size

2

Garage

2019

Year built

One

Levels

$220

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesEast
ExteriorSliding Doors

Community & fees

HOA fee$259/mo
Taxes (2025)$5,601/yr
PetsYes
CommunityBuyer Approval Required · Community Mailbox · Deed Restrictions · Gated Community - No Guard

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,854 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property tax — 2025 actual bill$467
HOA fee — from the listing$259
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,415Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,415
Interest rate6.00%
Loan term

Estimated payment

$3,854/mo

Principal & interest$2,761
FHA mortgage insurance (est.)$207
Property taxes (actual bill)$467
HOA / condo fee$259
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $469K
$447KedgeAI estimate $509,967 · range $466K$680K$707K

vs edgeAI estimate

−8%

$/sqft vs Bradenton actives

$220 vs $239

Days on market

3 vs 53 typical

Where $220/sqft sits among the 400 Bradenton actives

101
99 · this home
86
45
31
38
$125–181$181–238$238–295$295–351$351–408$408+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ridge At Crossing Creek

Map of 7521 RIDGELAKE CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa45 min
Tampa Int’l Airport (TPA)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Ridge At Crossing Creek — neighborhood snapshot

Population

357

Median age

50

Median income

$98,517

Median home value

$387,700

Avg household

3

Households w/ children

34%

For the school run

Manatee County School District

HighBraden River High School★★★★★
ElementaryTara Elementary School★★★★
MiddleBraden River Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

183 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 95% above the BRADENTON 34203 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $469,000 · 3 days on market since
2019Built · RIDGE AT CROSSING CREEK PH II

Reality check

What actually sold near 7521 RIDGELAKE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7586 RIDGELAKE CIRCLESold · Dec ’25

$460,000

7586 RIDGELAKE CIRCLE · same community

3 bd · 2.5 ba · 2,226 sqft · $207/sqft · 23 DOM

5811 WHITE OAK BAYOU COURTSold · Nov ’25

$465,000

5811 WHITE OAK BAYOU COURT

2 bd · 2.5 ba · 2,147 sqft · $217/sqft · 24 DOM

5308 88TH STREET ESold · Aug ’25

$470,000

5308 88TH STREET E

2 bd · 2 ba · 2,099 sqft · $224/sqft · 112 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7521 RIDGELAKE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7521 RIDGELAKE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7521 RIDGELAKE CIRCLE FAQs

What would the monthly payment be for 7521 RIDGELAKE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,854/mo — principal and interest, the actual property-tax bill, the $259/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7521 RIDGELAKE CIRCLE?+

The association fee works out to $259 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7521 RIDGELAKE CIRCLE?+

The most recent tax bill on record (2025) was $5,601. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7521 RIDGELAKE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $469,000, this home is listed about 19% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 7521 RIDGELAKE CIRCLE?+

Braden River High School (high), Tara Elementary School (elementary), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$469,000 runs 95% above the BRADENTON 34203 median — but at 2,136 sqft it's also 35% larger than the typical Bradenton listing.

02Fresh on the market

Only 3 days on market in a Bradenton market that averages 53 — if it fits, move quickly.

03Strong assigned schools

Braden River High School, Tara Elementary School, Braden River Middle School — Tara Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MARK SPAIN REAL ESTATE · Jeff Jones. MLS #O6427103.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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