7545 RIDGELAKE CIRCLE, BRADENTON, FL, 34203
Active55 days on marketListed May 29, 2026MLS #A4695193
About this home
7545 RIDGELAKE CIRCLE
Virtually Staged. Your Private Lakefront Oasis Awaits. Welcome to unparalleled luxury, privacy, and sustainability. Nestled within an exclusive, private gated community this spectacular masterpiece offers the perfect blend of modern innovation and serene natural beauty. This custom Neal home with 3,004 square feet, boasts an expansive floor plan featuring 4 spacious bedrooms, 4 full baths, a dedicated den/office, and a versatile bonus room perfect for a home theater or game room. The main living area and upstairs bonus room have an audio system already installed for entertainment. Say goodbye to clutter with multiple walk-in closets and abundant, clever storage space throughout the home, including under the stairs. The open and spacious kitchen is designed for effortless entertaining and family gatherings. The breakfast bar is the perfect spot for casual morning coffee, quick meals, or chatting with the chef. Also included is a large walk-in pantry with incredible storage capacity to keep your culinary essentials organized and out of sight. Fully equipped with cutting-edge Smart Home technology and eco-friendly solar panels, keeping your electricity bills low and your lifestyle seamless. Step outside into your own ultra-private sanctuary. The property sits on a premier lakefront lot, offering breathtaking water views and a front-row seat to local wildlife. Whether you're hosting a summer BBQ or enjoying a quiet morning coffee, the pristine saltwater pool and tranquil lake backdrop create an everyday vacation vibe right in your backyard. The patio has been pre-plumbed for those who would love to have an outdoor kitchen. This gated community has NO CDD fees and includes a community pool, and a 21 acre lake to enjoy nature. Easy access to I-75 and the newly opened 44th St allows for a short drive to UTC Mall, Lakewood Ranch and Mote Marine Aquarium. Homes of this caliber in this highly sought-after gated enclave rarely hit the market. Don't miss your chance to own this slice of paradise. Live beautifully. Live sustainably. Live securely.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,004
Sqft
0.16 ac
Lot size
2
Garage
2020
Year built
Two
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,857 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,857/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.7%
$/sqft vs Bradenton actives
$225 vs $239
Days on market
55 vs 53 typical
Where $225/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridge At Crossing Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Ridge At Crossing Creek — neighborhood snapshot
Population
357
Median age
50
Median income
$98,517
Median home value
$387,700
Avg household
3
Households w/ children
34%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
185 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 182% above the BRADENTON 34203 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 7545 RIDGELAKE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$460,000
7586 RIDGELAKE CIRCLE · same community
3 bd · 2.5 ba · 2,226 sqft · $207/sqft · 23 DOM
Sold · Aug ’25$735,000
6702 DREWRYS BLUFF
3 bd · 2.5 ba · 2,887 sqft · $255/sqft · 62 DOM
Sold · Apr ’26$1,045,000
9734 CARNOUSTIE PLACE
3 bd · 4 ba · 3,151 sqft · $332/sqft · 292 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7545 RIDGELAKE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7545 RIDGELAKE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7545 RIDGELAKE CIRCLE FAQs
What would the monthly payment be for 7545 RIDGELAKE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,857/mo — principal and interest, the actual property-tax bill, the $259/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7545 RIDGELAKE CIRCLE?+
The association fee works out to $259 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7545 RIDGELAKE CIRCLE?+
The most recent tax bill on record (2025) was $6,513. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7545 RIDGELAKE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $675,000, this home is listed about 71% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 7545 RIDGELAKE CIRCLE?+
Braden River High School (high), Tara Elementary School (elementary), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$675,000 runs 182% above the BRADENTON 34203 median — but at 3,004 sqft it's also nearly twice the size of the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Braden River High School, Tara Elementary School, Braden River Middle School — Tara Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $699,000, now $675,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PMI PROPERTY SOLUTIONS · Elizabeth Gardini. MLS #A4695193.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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