David Ramirez
$435,0004 bd2 ba1,956 sqft$222 /sqft$3,450 /mo all-in ↓

266 HANGING MOSS CIRCLE, LAKE MARY, FL, 32746

Active6 days on marketListed Jul 21, 2026MLS #O6426862

Single Family ResidenceHUNTINGTON POINTE PH 1

About this home

266 HANGING MOSS CIRCLE

Opportunity awaits in the desirable Huntington Pointe community of Lake Mary! This 4-bedroom, 2-bath home with a 2-car garage offers more than 1,900 square feet of functional living space for buyers ready to add their own personal style. The spacious kitchen features a center island, closet pantry, and eat-in space, all opening to the large living room for easy everyday living and entertaining. A separate formal dining room provides the perfect setting for family dinners and special occasions. The primary suite offers two closets and a private ensuite bath with a walk-in shower, while three additional bedrooms provide flexibility for family, guests, or a home office. With no carpet throughout, this home offers a great foundation for your personal touch. Step outside to the screened lanai overlooking a large, shaded, fully fenced backyard—perfect for relaxing, entertaining, gardening, or giving pets plenty of room to roam. With its desirable split-bedroom floor plan, spacious living areas, and prime location, this home is an exceptional opportunity to create the home you've always wanted. Conveniently located near top-rated Seminole County schools, shopping, dining, parks, golf courses, and major roadways including I-4 and SR 417, Huntington Pointe offers easy access to downtown Lake Mary, Orlando, area attractions, and Florida's beautiful beaches. Move in ready, this home offers an exceptional combination of space, location, and value in one of Lake Mary's most sought-after communities.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,956

Sqft

0.16 ac

Lot size

2

Garage

1996

Year built

One

Levels

$222

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Range
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorSidewalk

Community & fees

HOA fee$74/mo
Taxes (2025)$5,558/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,450 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property tax — 2025 actual bill$463
HOA fee — from the listing$74
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,225
Interest rate6.00%
Loan term

Estimated payment

$3,450/mo

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$463
HOA / condo fee$74
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $435K
$402KedgeAI estimate $454,289 · range $419K$518K$539K

vs edgeAI estimate

−4.2%

$/sqft vs Lake Mary actives

$222 vs $238

Days on market

6 vs 42 typical

Where $222/sqft sits among the 167 Lake Mary actives

33
33 · this home
45
23
12
21
$152–188$188–223$223–259$259–295$295–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Mary

Map of 266 HANGING MOSS CIRCLE

Drive times from this address

Downtown Orlando24 min
Universal Orlando36 min
Orlando Int’l Airport (MCO)43 min
Walt Disney World48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Mary. See the full Lake Mary guide →

The numbers that matter

The Lake Mary market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$446K$488K

Lake Mary median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

94 of 167

Lake Mary actives have cut their price

Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the Lake Mary median. See the full Lake Mary market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $435,000 · 6 days on market since
1996Built · HUNTINGTON POINTE PH 1

Reality check

What actually sold near 266 HANGING MOSS CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

342 HANGING MOSS CIRCLESold · Aug ’25

$433,500

342 HANGING MOSS CIRCLE · same community

3 bd · 2 ba · 1,669 sqft · $260/sqft · 74 DOM

836 MARAVAL COURTSold · Mar ’26

$449,000

836 MARAVAL COURT

3 bd · 2 ba · 1,953 sqft · $230/sqft · 14 DOM

130 FOXRIDGE RUNSold · Jul ’26

$399,990

130 FOXRIDGE RUN

4 bd · 2 ba · 1,950 sqft · $205/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 266 HANGING MOSS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 266 HANGING MOSS CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

266 HANGING MOSS CIRCLE FAQs

What would the monthly payment be for 266 HANGING MOSS CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,450/mo — principal and interest, the actual property-tax bill, the $74/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 266 HANGING MOSS CIRCLE?+

The association fee works out to $74 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 266 HANGING MOSS CIRCLE?+

The most recent tax bill on record (2025) was $5,558. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 266 HANGING MOSS CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Mary?+

At $435,000, this home is listed about 1% above the Lake Mary median of $429,000. The market section on this page shows how the area is trending.

Listing courtesy of CONCORD INTERNATIONAL REALTY · Edward Prikryl, Jr. MLS #O6426862.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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