1513 OBERLIN TERRACE, LAKE MARY, FL, 32746
Active23 days on marketListed Jul 14, 2026MLS #O6424960
About this home
1513 OBERLIN TERRACE
Welcome to this beautifully designed 4-bedroom, 2.5-bath home with a 2-car garage, offering 2,264 square feet of comfortable living space in the highly sought-after Hampton Park community of Lake Mary. Ideally located within the top-rated Lake Mary High School district, this home combines an exceptionally spacious floor plan with major system updates in a prime location. Step inside to an inviting open-concept layout featuring soaring vaulted ceilings, abundant natural light, and multiple living spaces designed for today's lifestyle. The spacious floor plan includes both a formal and casual living area, plus a versatile upstairs loft that's perfect for a home office, playroom, reading nook, or study space. The kitchen overlooks the main living areas, making it easy to stay connected while entertaining family and friends. French doors lead to the large, fully fenced backyard, providing plenty of room for pets, play, gardening, or future outdoor living enhancements. The spacious first-floor primary suite offers a private retreat complete with a large en-suite bathroom featuring a garden tub, separate walk-in shower, dual-sink vanity, and generous space to start and end your day in comfort. The dedicated laundry room is also located downstairs and provides direct access to the garage, plus a first-floor half bath ideal for guests. Major updates include a 2018 roof, brand-new water heater, and complete home re-plumbing, giving buyers peace of mind on some of the home's most important components. Hampton Park is conveniently located near top-rated schools, shopping, dining, parks, and major roadways, with easy access to I-4, SR 417, and everything Lake Mary has to offer. Don't miss this opportunity to own one of the largest floor plans in this price range in one of Lake Mary's most desirable communities!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,264
Sqft
0.14 ac
Lot size
2
Garage
1989
Year built
Two
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,913 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,913/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17%
$/sqft vs Lake Mary actives
$188 vs $239
Days on market
23 vs 43 typical
Where $188/sqft sits among the 158 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hampton Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Hampton Park — neighborhood snapshot
Population
177
Median age
44
Median income
$101,250
Median home value
$449,100
Avg household
3
Households w/ children
34%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
91 of 158
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 1513 OBERLIN TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$449,690
5649 Hampton Park Circle, Vero Beach FL 32966 · same community
3 bd · 2.5 ba · 2,181 sqft · $206/sqft · 198 DOM
Sold · Dec ’25$472,000
5665 Hampton Park Circle, Vero Beach FL 32966 · same community
3 bd · 2.5 ba · 2,181 sqft · $216/sqft · 153 DOM
Sold · May ’26$536,000
5601 Hampton Park Circle, Vero Beach FL 32966 · same community
4 bd · 3 ba · 2,493 sqft · $215/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1513 OBERLIN TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1513 OBERLIN TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1513 OBERLIN TERRACE FAQs
What would the monthly payment be for 1513 OBERLIN TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,913/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1513 OBERLIN TERRACE?+
The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1513 OBERLIN TERRACE?+
The most recent tax bill on record (2025) was $403. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1513 OBERLIN TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $424,900, this home is priced right at the Lake Mary median.
Which schools are assigned to 1513 OBERLIN TERRACE?+
Highlands Elementary School (elementary), Lake Mary High School (high), Greenwood Lakes Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of INFINITY REAL ESTATE GROUP · Tamara Martin. MLS #O6424960.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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