1631 EDISTO LANE, THE VILLAGES, FL, 32162
Active20 days on marketListed Jul 20, 2026MLS #O6426371
About this home
1631 EDISTO LANE
UNUSUAL OPPORTUNITY!! Property is rented during the month of November 2026, and also for the months January through April 2027. All existing rental agreements are to be honored by the new owner. The seller would act as the property manager during these periods. Total rental income for these bookings is $18000, owner expenses would be approximately $500 per month. Net income of $15,500 would be given to the buyer at the end of April 2027. This spacious, Bonita Series Courtyard Villa, has NO BOND, and is 100% TURNKEY including a 2009 4-seater gas golf cart. You will be impressed with the warm, inviting colors, open floor plan with a vaulted ceiling, high quality furniture, and tasteful decorating. Both bedrooms feature king size beds and adjoining bathrooms. Located in the village of Poinciana (Mount Pleasant Villas), this property offers a great central location between Lake Sumter Landing and Brownwood Paddock square. It is located within walking distance to a fishing pond and Cain Garden Country Club. Low maintenance landscaping (no grass) gives you more time to enjoy the Villages lifestyle. Interior finishes include luxury vinyl plank flooring, carpet in the bedrooms, and ceramic tile in bathrooms and lanai (installed new in 2020). Other updates include a new roof in 2024, new washer/dryer in 2025, new HVAC in 2021, new ceiling fans in 2026, and a new water heater in 2026. With its zero bond, turnkey convenience, prime location, generous cash rebate, and friendly/active neighbors, this villa delivers comfort, privacy, style, and effortless living in one of the Villages most sought-after neighborhoods
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,158
Sqft
0.09 ac
Lot size
2
Garage
2005
Year built
One
Levels
$298
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,585 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,585/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.6%
$/sqft vs The Villages actives
$298 vs $255
Days on market
20 vs 52 typical
Where $298/sqft sits among the 400 The Villages actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $340K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
221 of 400
The Villages actives have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 1631 EDISTO LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$290,000
1999 KELMSCOTT STREET
2 bd · 2 ba · 1,156 sqft · $251/sqft · 109 DOM
Sold · Jul ’26$275,000
2569 ERROL TERRACE
2 bd · 2 ba · 1,156 sqft · $238/sqft · 75 DOM
Sold · Dec ’25$292,000
2565 ERROL TERRACE
2 bd · 2 ba · 1,156 sqft · $253/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1631 EDISTO LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1631 EDISTO LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1631 EDISTO LANE FAQs
What would the monthly payment be for 1631 EDISTO LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,585/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1631 EDISTO LANE?+
The most recent tax bill on record (2025) was $2,899. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1631 EDISTO LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $345,000, this home is listed about 13% below the The Villages median of $394,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1631 EDISTO LANE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL PROPERTY INTERNATIONAL · Bob Levy, Sr.. MLS #O6426371.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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