646 LONGBOAT DRIVE, DAVENPORT, FL, 33896
Active13 days on marketListed Jul 17, 2026MLS #O6426201
About this home
646 LONGBOAT DRIVE
Welcome to this beautifully maintained 3-bedroom, 2.5-bathroom home offering the perfect blend of comfort, functionality, and convenience. With a bright, open-concept layout, this property is ideal as a primary residence, vacation home, or investment opportunity. The spacious living and dining areas create an inviting space for entertaining, while the well-designed kitchen features ample cabinet and counter space for everyday living. Upstairs, the generous primary suite includes a private en-suite bathroom, accompanied by two additional bedrooms and a full bath, providing comfort and privacy for family and guests. Conveniently located with easy access to major highways, top-rated shopping, dining, golf courses, entertainment, and everyday conveniences, this home places everything you need within easy reach. Whether you're looking for your next home or a smart investment, this is an opportunity you don't want to miss. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,653
Sqft
0.07 ac
Lot size
1
Garage
2024
Year built
Two
Levels
$284
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,817 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,817/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.7%
$/sqft vs FESTIVAL PH 5
$284 vs $215
Days on market
13 vs 42 typical
Where $284/sqft sits among the 17 homes for sale in FESTIVAL PH 5
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Festival, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Festival
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Festival is a short-term-rental community. See the full guide →
DAVENPORT 33896 — neighborhood snapshot
Population
23,074
Median age
33.8
Median income
$74,485
Median home value
$307,200
Avg household
2.66
Households w/ children
2,550
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
5 of 17
FESTIVAL PH 5 have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the DAVENPORT 33896 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 646 LONGBOAT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$354,000
1076 PLANTATION LANE · same community
3 bd · 2.5 ba · 1,653 sqft · $214/sqft · 47 DOM
Sold · May ’26$325,000
631 LONGBOAT DRIVE · same community
3 bd · 2.5 ba · 1,653 sqft · $197/sqft · 146 DOM
Sold · Dec ’25$355,000
1067 PLANTATION LANE · same community
3 bd · 2.5 ba · 1,653 sqft · $215/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 646 LONGBOAT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 646 LONGBOAT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
646 LONGBOAT DRIVE FAQs
What would the monthly payment be for 646 LONGBOAT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,817/mo — principal and interest, the actual property-tax bill, the $326/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 646 LONGBOAT DRIVE?+
The association fee works out to $326 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 646 LONGBOAT DRIVE?+
The most recent tax bill on record (2025) was $4,281. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 646 LONGBOAT DRIVE be rented short-term?+
Yes — this home sits inside Festival, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 646 LONGBOAT DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $470,000, this home is listed about 21% above the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to 646 LONGBOAT DRIVE?+
Westside K-8 School (elementary), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$470,000 runs 25% above the DAVENPORT 33896 median.
02Zoned for nightly rentals
Festival is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
Keep looking
Similar homes nearby
Listing courtesy of KAZA REAL ESTATE LLC · Gabriele Perrotta. MLS #O6426201.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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