17649 LIVE OAK DRIVE, TAVARES, FL, 32778
Active16 days on marketListed Jul 20, 2026MLS #O6425391
About this home
17649 LIVE OAK DRIVE
Welcome to 17649 Live Oak Drive, a beautifully updated golf-front residence located in the desirable Deer Island Golf & Lake Community. This spacious home offers five bedrooms, including four bedrooms conveniently located on the first floor and a private second primary suite upstairs, providing an ideal layout for guests, extended family, or multigenerational living. The heart of the home is the remodeled chef’s dream kitchen, featuring generous cabinetry, expansive countertops, a large center island, and an open design that flows seamlessly into the main living and entertaining areas. The main-level primary suite offers enhanced walk-in closets and a comfortable private retreat. All bedrooms feature new luxury vinyl flooring, while new lighting fixtures, door handles, and hinges throughout the home create a coordinated and updated décor. Additional improvements include a new circular front driveway for added curb appeal and parking, a whole-house electrical surge protector, and new gutters. Enjoy peaceful golf course views from this impressive golf-front property while experiencing the relaxed Florida lifestyle. Deer Island offers convenient access to golf, boating, fishing, the Harris Chain of Lakes, downtown Tavares, Mount Dora, shopping, and dining. With five bedrooms, two primary suites, extensive upgrades, and a desirable golf-front location, this exceptional home offers comfort, flexibility, and style. Schedule your private showing today.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,057
Sqft
0.17 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,318 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,318/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.8%
$/sqft vs Tavares actives
$222 vs $193
Days on market
16 vs 46 typical
Where $222/sqft sits among the 242 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Island Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,950/mo median
Live Tavares rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Island Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Island Club is a short-term-rental community. See the full guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $313K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
113 of 242
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 109% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 17649 LIVE OAK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$680,000
30088 ISLAND CLUB RUN · same community
5 bd · 4.5 ba · 3,277 sqft · $208/sqft · 0 DOM
Sold · Jun ’26$905,000
1244 ELYSIUM BOULEVARD
4 bd · 2.5 ba · 3,168 sqft · $286/sqft · 5 DOM
Sold · Dec ’25$620,000
30302 ISLAND CLUB DRIVE
5 bd · 3 ba · 2,905 sqft · $213/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17649 LIVE OAK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17649 LIVE OAK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
17649 LIVE OAK DRIVE FAQs
What would the monthly payment be for 17649 LIVE OAK DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,318/mo — principal and interest, the actual property-tax bill, the $116/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17649 LIVE OAK DRIVE?+
The association fee works out to $116 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17649 LIVE OAK DRIVE?+
The most recent tax bill on record (2026) was $13,482. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 17649 LIVE OAK DRIVE be rented short-term?+
Yes — this home sits inside Island Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 17649 LIVE OAK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $679,000, this home is listed about 102% above the Tavares median of $336,800. The market section on this page shows how the area is trending.
Which schools are assigned to 17649 LIVE OAK DRIVE?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$679,000 runs 109% above the TAVARES 32778 median — but at 3,057 sqft it's also nearly twice the size of the typical Tavares listing.
02Zoned for nightly rentals
Island Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Golf Course & Water views
The golf course and water view is part of what you're buying — views hold value independently of the structure.
Keep looking
Similar homes nearby
Listing courtesy of REALSTOCK ELITE PROPERTIES · Alex Hernandez. MLS #O6425391.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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