David Ramirez
$729,0005 bd3 ba3,566 sqft$204 /sqft$4,929 /mo all-in ↓

10408 CHORLTON CIRCLE, ORLANDO, FL, 32832

Active12 days on marketListed Jul 22, 2026MLS #O6425274

Single Family ResidenceEAGLE CREEK

About this home

10408 CHORLTON CIRCLE

Virtually Staged. Framed by sweeping golf course views in the guard-gated Eagle Creek community, this distinguished Lake Nona residence pairs generous proportions with a refined, light-filled interior. Beyond the brick-paver drive and mature landscaping, the 3,566-square-foot floor plan unfolds through formal living and dining spaces into an expansive gathering area designed for both elegant entertaining and relaxed everyday living. Laminate flooring creates a polished, easy-care foundation across the first floor, while oversized windows draw in natural light and showcase the home’s open setting. At the heart of the residence, the kitchen features white cabinetry, granite countertops, stainless steel appliances, a closet pantry, and a broad breakfast bar overlooking the family room and breakfast nook. Sliding glass doors extend the living space to a brick-paver patio and an exceptionally deep backyard, where unobstructed golf course vistas create an impressive backdrop for outdoor dining, entertaining, or a future private retreat. A first-floor bedroom with an adjacent full bath offers a gracious arrangement for guests, multigenerational living, or a private office. Upstairs, real wood flooring leads to a spacious loft and four well-proportioned bedrooms. The primary suite is a true retreat, capturing tranquil golf views and offering a walk-in closet plus an en-suite bath with dual sinks, a soaking tub, and a separate shower. Ceiling fans, updated baths, a two-car garage, and a cohesive neutral palette complete the home. Eagle Creek offers a resort-inspired lifestyle with community pools, fitness facilities, tennis courts, playgrounds, a dog park, sports fields, and clubhouse dining—all moments from Lake Nona Town Center, Medical City, the VA Medical Center, USTA National Campus, Orlando International Airport, SR-417, and SR-528. Experience elevated golf-front living in one of Lake Nona’s most desirable gated communities.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,566

Sqft

0.18 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$204

Per sqft

Golf Course & Water viewPets allowed

Inside

FlooringLaminate · Hardwood
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Water Filtration System · Water Softener
InteriorAttic Fan · Ceiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course · Water
FacesNortheast
ParkingDriveway · Garage Door Opener
ExteriorFrench Doors · Irrigation System · Lighting · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$175/mo
Taxes (2025)$4,648/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf · Handicap Modified · Playground · Pool · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,929 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,934
PMI (est., until 20% equity)$273
Property tax — 2025 actual bill$387
HOA fee — from the listing$175
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,900
Interest rate6.00%
Loan term

Estimated payment

$4,929/mo

Principal & interest$3,934
PMI (est., until 20% equity)$273
Property taxes (actual bill)$387
HOA / condo fee$175
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $729K
$647KedgeAI estimate $962,666 · range $674K$1.1M$1.2M

vs edgeAI estimate

−24.3%

$/sqft vs EAGLE CREEK

$204 vs $351

Days on market

12 vs 34 typical

Where $204/sqft sits among the 16 homes for sale in EAGLE CREEK

2 · this home
3
1
6
1
3
$204–248$248–292$292–335$335–379$379–422$422+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eagle Creek

Map of 10408 CHORLTON CIRCLE inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)22 min
Downtown Orlando27 min
Walt Disney World33 min
Universal Orlando33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Eagle Creek — neighborhood snapshot

Population

7,569

Median age

37

Median income

$136,670

Median home value

$626,700

Avg household

3

Households w/ children

1,420

For the school run

Orange County School District

ElementaryEagle Creek Elementary★★★★
HighLake Nona High★★★★
Middle34-M-W-7 (34-M-N-7)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

12 of 16

EAGLE CREEK have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the ORLANDO 32832 median. See the full Orlando market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $729,000 · 12 days on market since
2005Built · EAGLE CREEK

Reality check

What actually sold near 10408 CHORLTON CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13265 ALDERLEY DRIVESold · Jun ’26

$1,330,000

13265 ALDERLEY DRIVE · same community

4 bd · 4 ba · 3,571 sqft · $372/sqft · 410 DOM

9845 HATTON CIRCLESold · May ’26

$1,100,000

9845 HATTON CIRCLE · same community

5 bd · 4 ba · 3,602 sqft · $305/sqft · 11 DOM

10020 HATTON CIRCLESold · Feb ’26

$1,125,000

10020 HATTON CIRCLE · same community

5 bd · 4 ba · 3,602 sqft · $312/sqft · 108 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10408 CHORLTON CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10408 CHORLTON CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10408 CHORLTON CIRCLE FAQs

What would the monthly payment be for 10408 CHORLTON CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,929/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10408 CHORLTON CIRCLE?+

The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10408 CHORLTON CIRCLE?+

The most recent tax bill on record (2025) was $4,648. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10408 CHORLTON CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $729,000, this home is listed about 87% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10408 CHORLTON CIRCLE?+

Eagle Creek Elementary (elementary), Lake Nona High (high), 34-M-W-7 (34-M-N-7) (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$729,000 runs 72% above the ORLANDO 32832 median — but at 3,566 sqft it's also nearly twice the size of the typical Orlando listing.

02Golf Course & Water views

The golf course and water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Eagle Creek Elementary, Lake Nona High, 34-M-W-7 (34-M-N-7) — Eagle Creek Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REAL BROKER, LLC · Peter Luu. MLS #O6425274.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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