David Ramirez
$774,9003 bd2.5 ba2,801 sqft$277 /sqft$5,982 /mo all-in ↓

8224 TIVOLI DRIVE, ORLANDO, FL, 32836

Active22 days on marketListed Jul 14, 2026MLS #O6425064

Priced 16% below the ORLANDO 32836 medianTownhouseVIZCAYA TWNHMS 46/140

About this home

8224 TIVOLI DRIVE

Absolutely stunning LAKEFRONT town home with breathtaking water views in the highly sought-after guard-gated community of Vizcaya, right in the heart of Dr. Phillips! Step through the impressive 8-foot entry door and immediately notice the fresh interior paint, elegant crown molding, and magnificent engineered hardwood flooring flowing throughout the main level. Natural light pours into the home, creating a warm and inviting space that truly feels special. The first floor offers two spacious living areas, both showcasing spectacular lake views, the perfect backdrop for relaxing evenings or entertaining friends and family. Step outside onto the expansive deck overlooking the water, an ideal place to gather with loved ones or unwind at the end of the day while enjoying the peaceful lakefront setting and the lifestyle this beautiful home offers. The chef-inspired kitchen is a true showpiece, featuring real wood cabinetry with upper and under-cabinet lighting, exotic granite countertops with a bullnose finish, stainless steel appliances, and a beautiful breakfast bar that flows seamlessly into the dining nook. Downstairs also offers a generous laundry room with sink and ample cabinet storage. TANKLESS WATER HEATER and NEWER HVAC (2024) provide peace of mind and make this home truly move-in ready, just bring your bags! Upstairs, durable stain-resistant Berber carpet leads you to two expansive loft areas offering endless possibilities for a home office, media room, or additional living space. The primary suite is a true retreat featuring a beautiful bay window as well as a fabulous balcony where you can even catch fireworks in the distance, especially on holidays! Enjoy a spacious walk-in closet with custom organizer and a private balcony perfect for sipping your morning coffee while taking in peaceful lake views. The en-suite bath features a relaxing jacuzzi tub, walk-in shower, and dual vanities. Two additional guest bedrooms are generously sized with walk-in closets, newer ceiling fans with lights and share a convenient Jack-and-Jill bathroom. Vizcaya offers resort-style living with amenities including a community pool, fitness center, gated dog park, and picnic areas. Located walking distance to Restaurant Row and zoned for A-rated schools, with easy access to I-4, Orlando International Airport, and Central Florida’s world-class shopping, dining, and entertainment. Lakefront opportunities in Vizcaya are rare, schedule your private tour today and experience it for yourself!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,801

Sqft

0.09 ac

Lot size

2

Garage

2002

Year built

Two

Levels

$277

Per sqft

Water viewNegotiable

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Microwave · Range Hood · Refrigerator · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ExteriorBalcony · French Doors · Sliding Doors

Community & fees

HOA fee$583/mo
Taxes (2025)$9,209/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,982 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,181
PMI (est., until 20% equity)$291
Property tax — 2025 actual bill$767
HOA fee — from the listing$583
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,490
Interest rate6.00%
Loan term

Estimated payment

$5,982/mo

Principal & interest$4,181
PMI (est., until 20% equity)$291
Property taxes (actual bill)$767
HOA / condo fee$583
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Orlando actives

$277 vs $248

Days on market

22 vs 40 typical

Where $277/sqft sits among the 400 Orlando actives

116
126
87 · this home
33
10
28
$151–211$211–271$271–331$331–390$390–450$450+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Map of 8224 TIVOLI DRIVE

Drive times from this address

Universal Orlando9 min
Downtown Orlando16 min
Walt Disney World19 min
Orlando Int’l Airport (MCO)26 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32836 — neighborhood snapshot

Population

24,648

Median age

39.3

Median income

$111,921

Median home value

$637,300

Avg household

2.72

Households w/ children

3,070

For the school run

Orange County School District

ElementaryCastleview Elementary★★★★★
MiddleHorizon West Middle★★★★
HighWindermere High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$402K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

171 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the ORLANDO 32836 median. See the full Orlando market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $774,900 · 22 days on market since
2002Built · VIZCAYA TWNHMS 46/140

Reality check

What actually sold near 8224 TIVOLI DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8216 TIVOLI DRIVESold · Feb ’26

$634,900

8216 TIVOLI DRIVE · same community

3 bd · 2.5 ba · 1,994 sqft · $318/sqft · 4 DOM

9107 PHILLIPS GROVE TERRACESold · May ’26

$925,000

9107 PHILLIPS GROVE TERRACE

4 bd · 3 ba · 2,818 sqft · $328/sqft · 27 DOM

9324 CAROLVIEW WAYSold · Oct ’25

$659,900

9324 CAROLVIEW WAY

4 bd · 2.5 ba · 2,777 sqft · $238/sqft · 104 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8224 TIVOLI DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8224 TIVOLI DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

8224 TIVOLI DRIVE FAQs

What would the monthly payment be for 8224 TIVOLI DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,982/mo — principal and interest, the actual property-tax bill, the $583/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8224 TIVOLI DRIVE?+

The association fee works out to $583 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8224 TIVOLI DRIVE?+

The most recent tax bill on record (2025) was $9,209. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8224 TIVOLI DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $774,900, this home is listed about 98% above the Orlando median of $390,495. The market section on this page shows how the area is trending.

Which schools are assigned to 8224 TIVOLI DRIVE?+

Castleview Elementary (elementary), Horizon West Middle (middle), Windermere High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ORLANDO 32836 market on paper

$774,900 is 16% below the ORLANDO 32836 median of $919,000.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $583/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Castleview Elementary, Horizon West Middle, Windermere High — Horizon West Middle rates 4 of 5. Always verify assignments with the district.

Listing courtesy of THE SHUGAN GROUP INC · Elliot Shugan. MLS #O6425064.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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