3712 S CITRUS CIRCLE UNIT GE, ZELLWOOD, FL, 32798
Active28 days on marketListed Jul 14, 2026MLS #O6424925
About this home
3712 S CITRUS CIRCLE UNIT GE
Beautifully renovated, modern, and MOVE-IN READY home! This stunning 2-bedroom, 2 full bath home is located in the highly sought-after 55+ guard-gated community of Zellwood Station, offering 24/7 guard-gated security and no rear neighbors for added privacy. Filled with abundant natural light, the open and inviting interior creates a warm, bright atmosphere that’s perfect for everyday living and entertaining. Recent upgrades provide peace of mind and contemporary style, including a new metal roof (2024), new HVAC system (December 2025), new gutters (2026), a completely RENOVATED KITCHEN with quartz countertops, new cabinetry, and stainless-steel appliances (2025). Washer/Dryer (2025), New electrical panel (2025). This meticulously maintained home is truly turnkey, allowing you to move in and start enjoying Florida living immediately. Outside, you’ll find a spacious carport along with a covered shed/workshop/laundry area, providing plenty of storage and workspace. Residents of Zellwood Station enjoy an exceptional resort-style lifestyle featuring an 18-hole golf course, multiple swimming pools, clubhouse, fitness center, pickleball and tennis courts, walking trails, fishing, an on-site full-service restaurant, and a vibrant calendar of social activities. The HOA includes lawn care, internet, cable, and trash service, making everyday living easy and convenient. Ideally located just off the 429 Expressway, you’ll have quick access to downtown Orlando, major hospitals, airports, shopping, and area attractions. Plus, the charming town of Mount Dora, famous for its boutiques, restaurants, and year-round festivals, is just 20 minutes away. Don’t miss this opportunity to own a beautifully updated home in one of Central Florida’s premier active adult communities. Schedule your private showing today and discover everything Zellwood Station has to offer!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,284
Sqft
0.14 ac
Lot size
1979
Year built
One
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,955 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,955/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+58.1%
$/sqft vs Zellwood actives
$155 vs $122
Days on market
28 vs 85 typical
Where $155/sqft sits among the 39 Zellwood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Citrus Ridge, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,900/mo median
Live Zellwood rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Zellwood Station
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Citrus Ridge is a short-term-rental community. See the full guide →
Zellwood Station — neighborhood snapshot
Population
1,476
Median age
68
Median income
$46,225
Median home value
$149,505
Avg household
2
Households w/ children
16%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zellwood market
$280K → $157K
Zellwood median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
22 of 39
Zellwood actives have cut their price
Median sold price, Zellwood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the ZELLWOOD 32798 median. See the full Zellwood market guide →
Paper trail
This home's history
Reality check
What actually sold near 3712 S CITRUS CIRCLE UNIT GE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$157,000
2030 WAX MYRTLE DRIVE
2 bd · 2 ba · 1,272 sqft · $123/sqft · 104 DOM
Sold · Mar ’26$125,000
2205 S CITRUS CIRCLE UNIT 1388
2 bd · 2 ba · 1,304 sqft · $96/sqft · 124 DOM
Sold · Jul ’26$77,000
2032 CANOPY CIRCLE UNIT 148
2 bd · 2 ba · 1,248 sqft · $62/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3712 S CITRUS CIRCLE UNIT GE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3712 S CITRUS CIRCLE UNIT GE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3712 S CITRUS CIRCLE UNIT GE FAQs
What would the monthly payment be for 3712 S CITRUS CIRCLE UNIT GE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,955/mo — principal and interest, the actual property-tax bill, the $415/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3712 S CITRUS CIRCLE UNIT GE?+
The association fee works out to $415 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3712 S CITRUS CIRCLE UNIT GE?+
The most recent tax bill on record (2024) was $1,448. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3712 S CITRUS CIRCLE UNIT GE be rented short-term?+
Yes — this home sits inside Citrus Ridge, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3712 S CITRUS CIRCLE UNIT GE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zellwood?+
At $199,000, this home is listed about 17% above the Zellwood median of $169,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3712 S CITRUS CIRCLE UNIT GE?+
Wolf Lake Middle (middle), Zellwood Elementary (elementary), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$199,000 runs 40% above the ZELLWOOD 32798 median.
02Zoned for nightly rentals
Citrus Ridge is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS HERITAGE REALTY · Sandra Da Silva. MLS #O6424925.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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