2002 S CITRUS CIRCLE UNIT 1728, ZELLWOOD, FL, 32798
Active422 days on marketListed Jun 11, 2025MLS #O6317005
About this home
2002 S CITRUS CIRCLE UNIT 1728
One or more photo(s) has been virtually staged. PRICE REDUCTION from MOTIVATED SELLER! Welcome to this stunning home in the highly desirable ACTIVE 55+ community of Zellwood Station! Just 30 minutes from Orlando, this elegant home features 2 bedrooms (primary bedroom being one of the largest available) and 2 bathrooms, 1,442 sq ft under central AC/heat, plus over 850 sq ft of screened lanai carport, and laundry/storage room. A truly open floor plan, with the kitchen separated from the main common area by a large modern island, this home boasts large living areas (great for entertaining), fantastic natural light, a large screened and covered lanai off the living room (plus another screened patio area under the carport, separate from the covered parking), and ample and matching built-in cabinetry in the common areas. Primary bathroom features a long vanity with separate shower and garden tub, and both bedrooms feature large walk-in closets! The seller's care for this home is evident inside and outside, with beautiful landscaping greeting you as you pull up to the property. Reroof 2014, NEW AC 2024, newer appliances and ceiling fans, too! If you are not familiar with the amenities of Zellwood Station, be sure to check out the heated community pool, sports courts, parks and fishing lakes, activity center and library, 18 Hole PGA Championship golf course and pro shop, and Whistle Stop restaurant and lounge. Make time to schedule an appointment to view this gem of a home soon!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,442
Sqft
0.14 ac
Lot size
1984
Year built
One
Levels
$118
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,788 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,788/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.7%
$/sqft vs Zellwood actives
$118 vs $124
Days on market
422 vs 85 typical
Where $118/sqft sits among the 38 Zellwood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zellwood Station
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zellwood. See the full Zellwood guide →
Zellwood Station — neighborhood snapshot
Population
1,476
Median age
68
Median income
$46,225
Median home value
$149,505
Avg household
2
Households w/ children
16%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zellwood market
$280K → $157K
Zellwood median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
21 of 38
Zellwood actives have cut their price
Median sold price, Zellwood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the ZELLWOOD 32798 median. See the full Zellwood market guide →
Paper trail
This home's history
Reality check
What actually sold near 2002 S CITRUS CIRCLE UNIT 1728
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$145,000
3401 WAX MYRTLE CIRCLE UNIT 1745 · same community
2 bd · 2 ba · 1,452 sqft · $100/sqft · 46 DOM
Sold · Jan ’26$158,500
2355 S CITRUS CIRCLE UNIT 1377 · same community
2 bd · 2 ba · 1,519 sqft · $104/sqft · 77 DOM
Sold · Jan ’26$166,000
2220 EVERGREEN CIRCLE UNIT GE · same community
2 bd · 2 ba · 1,350 sqft · $123/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2002 S CITRUS CIRCLE UNIT 1728 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2002 S CITRUS CIRCLE UNIT 1728 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2002 S CITRUS CIRCLE UNIT 1728 FAQs
What would the monthly payment be for 2002 S CITRUS CIRCLE UNIT 1728?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,788/mo — principal and interest, the actual property-tax bill, the $415/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2002 S CITRUS CIRCLE UNIT 1728?+
The association fee works out to $415 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2002 S CITRUS CIRCLE UNIT 1728?+
The most recent tax bill on record (2024) was $1,650. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2002 S CITRUS CIRCLE UNIT 1728?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zellwood?+
At $169,900, this home is listed about 1% above the Zellwood median of $167,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2002 S CITRUS CIRCLE UNIT 1728?+
Wolf Lake Middle (middle), Zellwood Elementary (elementary), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$169,900 runs 21% above the ZELLWOOD 32798 median.
02Time on market is leverage
422 days on market against a Zellwood median of 85 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $274,900, now $169,900 — a $105K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HEIRLOOM REALTY INTERNATIONAL · Dan Conlon. MLS #O6317005.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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