10604 WHITMAN CIRCLE, ORLANDO, FL, 32821
Active3 days on marketListed Jul 22, 2026MLS #O6424586
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Sat, Jul 25
11:00 AM – 2:00 PM
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About this home
10604 WHITMAN CIRCLE
Virtually Staged. Offered for the first time since 1980, this beautifully renovated home has been lovingly owned by the same family for more than four decades. Rather than making cosmetic updates alone, the owners completed a comprehensive renovation designed to give the next owners a truly move in ready home (see the detailed renovation summary in the MLS attachments). Nearly every surface has been updated, including new flooring, new Ply Gem windows, new Therma-Tru exterior doors, modern interior doors, beautifully remodeled bathrooms, and a stunning kitchen featuring granite countertops, stainless steel appliances, a natural gas range vented to the exterior, under-cabinet lighting, a large pantry, and an oversized island with storage on both sides. Just as important are the upgrades you may not immediately notice. Major mechanical systems have been replaced, including a new Rheem HVAC system and Takagi tankless water heater. Additional improvements include a whole-home water treatment system with reverse osmosis drinking water, ceiling fan rated electrical boxes centered in every bedroom, and numerous thoughtful storage enhancements throughout the home. Storage was a primary focus of the renovation, with redesigned closets, two spacious walk-in closets (including one in the primary suite), custom shelving, and clever kitchen storage solutions such as a pull-out corner cabinet. The tile roof was replaced in 2012 and professionally cleaned and protected in 2026 with an elastomeric roof coating. Unlike many renovated homes, this renovation focused not only on beautiful finishes but also on the home's major systems, functionality, and long-term livability. Ideally located in the heart of Orlando, the home offers convenient access to Orlando International Airport, major highways, shopping, dining, and world renowned attractions. This is a rare opportunity to own a home that has been thoughtfully renovated with exceptional attention to detail and pride of ownership. Agent Remarks Optional HOA. HOA membership is $80 a month and includes access to the Wingate Clubhouse, community pool, game room, tennis courts, basketball courts, and irrigation service twice a week.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,873
Sqft
0.17 ac
Lot size
2
Garage
1980
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,500 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,500/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.4%
$/sqft vs WINDMILL POINTE
$262 vs $235
Days on market
3 vs 34 typical
Where $262/sqft sits among the 9 homes for sale in WINDMILL POINTE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Win-gate Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Win-gate Village — neighborhood snapshot
Population
921
Median age
41
Median income
$91,250
Median home value
$307,600
Avg household
2
Households w/ children
89%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
6 of 9
WINDMILL POINTE have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 109% above the ORLANDO 32821 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 10604 WHITMAN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$440,000
10727 WINDSOR COURT · same community
3 bd · 2 ba · 1,873 sqft · $235/sqft · 71 DOM
Sold · Feb ’26$510,000
4329 WINDMILL POINTE DRIVE · same community
4 bd · 2 ba · 2,034 sqft · $251/sqft · 119 DOM
Sold · Jul ’26$315,000
5309 WILLIAMSPORT DRIVE · same community
3 bd · 2 ba · 2,081 sqft · $151/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10604 WHITMAN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10604 WHITMAN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10604 WHITMAN CIRCLE FAQs
What would the monthly payment be for 10604 WHITMAN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,500/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10604 WHITMAN CIRCLE?+
The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10604 WHITMAN CIRCLE?+
The most recent tax bill on record (2025) was $1,913. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10604 WHITMAN CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $489,900, this home is listed about 26% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10604 WHITMAN CIRCLE?+
Freedom Middle (middle), Lake Buena Vista High School (high), Sunshine Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$489,900 runs 109% above the ORLANDO 32821 median — but at 1,873 sqft it's also 19% larger than the typical Orlando listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Orlando market that averages 34 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MARK MORGAN REALTY LLC · Kerry Davison. MLS #O6424586.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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