David Ramirez
$415,000$425,0003 bd2 ba1,554 sqft$267 /sqft$3,273 /mo all-in ↓

10633 WATERTOWN COURT, ORLANDO, FL, 32821

Active55 days on marketListed Jun 20, 2026MLS #O6417324

Reduced $10KSingle Family ResidenceWINDMILL POINTE

About this home

10633 WATERTOWN COURT

Nestled within the Windmill Pointe community, this location offers the perfect blend of convenience, recreation, and the vibrant Orlando lifestyle that makes this area so desirable. As you arrive, the modern curb appeal immediately stands out, showcasing extensive updates completed in recent years. A pavered driveway, black tile roof, and custom wood accents surrounding the front porch create a striking first impression. Offering 3 bedrooms, 2 bathrooms, and nearly 1,600 square feet of living space, this home has been thoughtfully renovated with both style and functionality in mind. Stepping inside, the open-concept great room feels bright and inviting, with an electric fireplace serving as the focal point of the living area. The beautifully updated kitchen is sure to impress, featuring a large quartz island, two-tone cabinetry, stainless steel appliances, and ample space for both everyday living and entertaining. AC installed in 2024 & WH 2020 The owner's suite provides a private retreat with a walk-in closet and a stunning spa-inspired ensuite bathroom. Featuring a dual-sink quartz vanity, LED mirror, matte black fixtures, and a spectacular walk-in shower wrapped in floor-to-ceiling marble-look tile, the space feels straight out of a luxury resort. A rainfall showerhead, frameless glass enclosure, and illuminated shower niche complete the experience. The guest bedrooms are generously sized and share an equally impressive renovated bathroom finished with the same high-end design elements found throughout the home. Sliding glass doors lead to a versatile bonus room overlooking the backyard, offering the perfect space for a home office, playroom, fitness area, or additional living space. Step outside and enjoy Florida living at its best. A large pavered patio sits beneath a pergola, creating the ideal setting for outdoor dining, entertaining guests, or simply relaxing at the end of the day. Residents enjoy being just minutes from Orlando's world-famous attractions, including SeaWorld, Discovery Cove, Universal Orlando Resort, and Walt Disney World, while still enjoying the comfort of an established residential neighborhood. With convenient access to I-4, SR 528, and Florida's Turnpike, commuting throughout Central Florida is effortless. One of the biggest advantages of living in Windmill Pointe is the everyday convenience. Nearby International Drive corridor is nearby offering endless dining options, boutique shopping, attractions, and community events throughout the year. Outdoor enthusiasts will appreciate the abundance of nearby parks, golf courses, and recreational opportunities. Whether you're spending the day at the theme parks, enjoying a round of golf, exploring local nature trails, or taking advantage of Orlando's endless entertainment options, there is always something to do just minutes from home. Whether you're looking for a primary residence, seasonal retreat, or investment opportunity, this location places you in the heart of it all. Schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,554

Sqft

0.15 ac

Lot size

1

Garage

1980

Year built

One

Levels

$267

Per sqft

Fireplace

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Other · Primary Bedroom Main Floor · Stone Counters
LaundryNone
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway
ExteriorFrench Doors · Other · Sliding Doors

Community & fees

HOA fee$80/mo
Taxes (2024)$4,873/yr
PetsNo

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,273 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property tax — 2024 actual bill$406
HOA fee — from the listing$80
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,525Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,525
Interest rate6.00%
Loan term

Estimated payment

$3,273/mo

Principal & interest$2,443
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$406
HOA / condo fee$80
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$330KedgeAI estimate $361,306 · range $344K$382K$432K

vs edgeAI estimate

+14.9%

$/sqft vs WINDMILL POINTE

$267 vs $235

Days on market

55 vs 42 typical

Where $267/sqft sits among the 9 homes for sale in WINDMILL POINTE

2
0
1
2
3
1 · this home
$171–190$190–209$209–228$228–246$246–265$265+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Win-gate Village

Map of 10633 WATERTOWN COURT inside its neighborhood boundary

Drive times from this address

Universal Orlando12 min
Walt Disney World17 min
Downtown Orlando18 min
Orlando Int’l Airport (MCO)19 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Win-gate Village — neighborhood snapshot

Population

921

Median age

41

Median income

$91,250

Median home value

$307,600

Avg household

2

Households w/ children

89%

For the school run

Orange County School District

MiddleFreedom Middle★★★★★
HighLake Buena Vista High School★★★★★
ElementarySunshine Elementary★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

8 of 9

WINDMILL POINTE have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 73% above the ORLANDO 32821 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $415,000 $10K
Jun 20, 2026Listed at $425,000 · 55 days on market since
1980Built · WINDMILL POINTE

Reality check

What actually sold near 10633 WATERTOWN COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5523 WESTBROOK DRIVESold · Dec ’25

$320,000

5523 WESTBROOK DRIVE · same community

2 bd · 2 ba · 1,589 sqft · $201/sqft · 29 DOM

10859 WILLIAM AND MARY COURTSold · Dec ’25

$350,000

10859 WILLIAM AND MARY COURT · same community

3 bd · 2 ba · 1,430 sqft · $245/sqft · 171 DOM

5547 WESTBROOK DRIVESold · Aug ’26

$360,000

5547 WESTBROOK DRIVE · same community

2 bd · 2 ba · 1,312 sqft · $274/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10633 WATERTOWN COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10633 WATERTOWN COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

10633 WATERTOWN COURT FAQs

What would the monthly payment be for 10633 WATERTOWN COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,273/mo — principal and interest, the actual property-tax bill, the $80/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10633 WATERTOWN COURT?+

The association fee works out to $80 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10633 WATERTOWN COURT?+

The most recent tax bill on record (2024) was $4,873. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10633 WATERTOWN COURT?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $415,000, this home is listed about 8% above the Orlando median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10633 WATERTOWN COURT?+

Freedom Middle (middle), Lake Buena Vista High School (high), Sunshine Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of MAVREALTY · Robert Kirkwood, IV. MLS #O6417324.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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