6364 SWARTHMORE DRIVE, KEYSTONE HEIGHTS, FL, 32656
Active13 days on marketListed Jul 21, 2026MLS #O6424393
About this home
6364 SWARTHMORE DRIVE
Charming 2-Bed, 2-Bath Manufactured Home on a Spacious Lot! Are YOU looking for a cozy yet modern place to call home? This beautifully updated 2-bedroom, 2-bathroom manufactured home sits on a freshly renovated .34-acre lot, offering plenty of space to enjoy. Recent upgrades include a brand-new septic system, gorgeous granite countertops, and brand-new appliances—giving you peace of mind and a stylish kitchen to cook in! Whether you're sipping coffee on the porch or making memories in your updated space, this home is move-in ready and waiting for you. Don’t miss out—schedule a showing today
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
924
Sqft
0.34 ac
Lot size
1993
Year built
One
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,198 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,198/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Keystone Heights actives
$158 vs $177
Days on market
13 vs 46 typical
Where $158/sqft sits among the 28 Keystone Heights actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Keystone Heights
Get to know Keystone Heights. See the full Keystone Heights guide →
KEYSTONE HEIGHTS 32656 — neighborhood snapshot
Population
15,630
Median age
40.4
Median income
$73,201
Median home value
$202,900
Avg household
2.74
Households w/ children
2,259
The numbers that matter
The Keystone Heights market
$285K → $322K
Keystone Heights median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
16 of 28
Keystone Heights actives have cut their price
Median sold price, Keystone Heights, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the KEYSTONE HEIGHTS 32656 median. See the full Keystone Heights market guide →
Paper trail
This home's history
Reality check
What actually sold near 6364 SWARTHMORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$28,504
7202 NOTRE DAME STREET · same community
3 bd · 2 ba · 1,056 sqft · $27/sqft · 58 DOM
Sold · Feb ’26$123,000
6306 BAYLOR AVENUE · same community
2 bd · 2 ba · 1,171 sqft · $105/sqft · 2 DOM
Sold · Aug ’25$50,000
6398 CASCADE DRIVE · same community
2 bd · 1 ba · 672 sqft · $74/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6364 SWARTHMORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6364 SWARTHMORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6364 SWARTHMORE DRIVE FAQs
What would the monthly payment be for 6364 SWARTHMORE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,198/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6364 SWARTHMORE DRIVE?+
The most recent tax bill on record (2025) was $1,372. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6364 SWARTHMORE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Keystone Heights?+
At $145,900, this home is listed about 50% below the Keystone Heights median of $289,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of RICKARD AND ASSOCIATES REAL ES · Kevin Rickard. MLS #O6424393.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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