6397 BAYLOR AVENUE, KEYSTONE HEIGHTS, FL, 32656
Active104 days on marketListed Apr 20, 2026MLS #GC539258
About this home
6397 BAYLOR AVENUE
An open canvas ready for your vision—this beautifully cleared and recently fenced property offers the perfect opportunity to create exactly what you’ve been dreaming of. High and dry and fully buildable, it provides both peace of mind and ultimate flexibility, all with no HOA restrictions to limit your plans. Whether you envision a custom-built home, a mobile home setup, or your own private homestead, this land is ready to accommodate it all. With ample space for animals and outdoor living, it’s an ideal setting for those craving a peaceful, rural lifestyle with room to grow and thrive. Bring your builder, your plans, and your imagination—this is a property where your vision can truly come to life. Conveniently located just minutes from downtown Keystone Heights and its beautiful lakes, only 30 minutes to Gainesville, and about an hour to St. Augustine Beach, you’ll enjoy the perfect balance of privacy and accessibility.
Facts & features
The home at a glance
0.69 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$452 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$452/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Keystone Heights
Get to know Keystone Heights. See the full Keystone Heights guide →
KEYSTONE HEIGHTS 32656 — neighborhood snapshot
Population
15,630
Median age
40.4
Median income
$73,201
Median home value
$202,900
Avg household
2.74
Households w/ children
2,259
The numbers that matter
The Keystone Heights market
$285K → $322K
Keystone Heights median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Keystone Heights, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% below the KEYSTONE HEIGHTS 32656 median. See the full Keystone Heights market guide →
Paper trail
This home's history
Reality check
What actually sold near 6397 BAYLOR AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$50,000
6398 CASCADE DRIVE · same community
2 bd · 1 ba · 672 sqft · $74/sqft · 74 DOM
Sold · Jan ’26$28,504
7202 NOTRE DAME STREET · same community
3 bd · 2 ba · 1,056 sqft · $27/sqft · 58 DOM
Sold · Feb ’26$123,000
6306 BAYLOR AVENUE · same community
2 bd · 2 ba · 1,171 sqft · $105/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6397 BAYLOR AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6397 BAYLOR AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6397 BAYLOR AVENUE FAQs
What would the monthly payment be for 6397 BAYLOR AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $452/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6397 BAYLOR AVENUE?+
The most recent tax bill on record (2025) was $92. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Keystone Heights?+
At $44,900, this home is listed about 84% below the Keystone Heights median of $289,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the KEYSTONE HEIGHTS 32656 market on paper
$44,900 is 69% below the KEYSTONE HEIGHTS 32656 median of $142,950.
02Time on market is leverage
104 days on market against a Keystone Heights median of 46 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $49,000, now $44,900 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP- TIOGA · Kristi Crane. MLS #GC539258.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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