863 CARDINAL POINTE COVE, SANFORD, FL, 32771
Active10 days on marketListed Jul 15, 2026MLS #O6424324
About this home
863 CARDINAL POINTE COVE
Exceptional Markham Woods Estate with Resort-Style Pool, Spa & Premium Upgrades. Gated Community. One of the finest lots in the highly sought-after Cardinal Pointe subdivision, this stunning custom estate home offers nearly 3,400 square feet of luxury living on a private, sprawling acre lot. Built in 2004, this exceptional residence is perfectly positioned with beautiful wooded views and backs to the natural preserve of Lake Markham, offering unmatched privacy and the ideal Florida lifestyle. This impressive home features four spacious bedrooms on the main level, plus an oversized upstairs bonus room with a full bath. The private main-level primary suite is a true retreat, offering a comfortable sitting area, French doors, dual closets, and a beautifully updated bath with a soaking tub and marble shower. The home has been thoughtfully upgraded with exceptional attention to detail, including wood-textured tile flooring throughout all bedrooms, upgraded carpet with premium underlayment in the bonus room and staircase, fresh interior paint, plantation shutters, crown molding, and a pocket door adding privacy to the primary bath. The family room has been enhanced with custom surround sound wiring, while previous partitions were removed to create a more open and inviting floor plan. The gourmet kitchen is designed for entertaining and features stainless steel appliances, 42-inch cabinetry, granite countertops, a large island, breakfast bar, and built-in breakfast nook. Additional upgrades include granite countertops in the laundry room and hall bath. The spacious family room showcases disappearing sliders that open to an expansive covered paver lanai overlooking the private screened-in pool and spa. The resort-style pool features a Pebble Tec finish, creating a beautiful outdoor retreat perfect for relaxing or entertaining guests. Additional highlights include an oversized three-car garage, decorative iron staircase railing, coffered ceilings, elegant architectural details, and a premier location in one of Central Florida’s most desirable luxury communities. This is truly Florida living at its finest—combining privacy, elegance, and resort-style amenities in the heart of Markham Woods. Call today to request your private showing.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,340
Sqft
1.01 ac
Lot size
3
Garage
2004
Year built
Two
Levels
$299
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,783 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,783/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.5%
$/sqft vs Sanford actives
$299 vs $216
Days on market
10 vs 29 typical
Where $299/sqft sits among the 397 Sanford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sanford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sanford. See the full Sanford guide →
SANFORD 32771 — neighborhood snapshot
Population
59,708
Median age
38.7
Median income
$74,520
Median home value
$332,500
Avg household
2.66
Households w/ children
7,359
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sanford market
$354K → $383K
Sanford median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
204 of 397
Sanford actives have cut their price
Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 186% above the SANFORD 32771 median. See the full Sanford market guide →
Paper trail
This home's history
Reality check
What actually sold near 863 CARDINAL POINTE COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$915,000
878 CARDINAL POINTE COVE · same community
5 bd · 4 ba · 3,226 sqft · $284/sqft · 55 DOM
Sold · Oct ’25$600,000
148 ROSS LAKE LANE
5 bd · 3 ba · 3,375 sqft · $178/sqft · 44 DOM
Sold · Nov ’25$920,000
136 OSPREY HAMMOCK TRAIL
4 bd · 4 ba · 3,408 sqft · $270/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 863 CARDINAL POINTE COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 863 CARDINAL POINTE COVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
863 CARDINAL POINTE COVE FAQs
What would the monthly payment be for 863 CARDINAL POINTE COVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,783/mo — principal and interest, the actual property-tax bill, the $302/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 863 CARDINAL POINTE COVE?+
The association fee works out to $302 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 863 CARDINAL POINTE COVE?+
The most recent tax bill on record (2025) was $6,597. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 863 CARDINAL POINTE COVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sanford?+
At $999,999, this home is listed about 174% above the Sanford median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 863 CARDINAL POINTE COVE?+
Goldsboro Elementary Magnet (elementary), Idyllwilde Elementary School (elementary), Bentley Elementary School (elementary), Seminole High School (high), Wilson Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$999,999 runs 186% above the SANFORD 32771 median — but at 3,340 sqft it's also nearly twice the size of the typical Sanford listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Goldsboro Elementary Magnet, Idyllwilde Elementary School, Bentley Elementary School, Seminole High School, Wilson Elementary School, Markham Woods Middle School — Goldsboro Elementary Magnet rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Dan Goodman. MLS #O6424324.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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