David Ramirez
Short-Term Rental Eligible
$590,0002 bd2 ba1,823 sqft$324 /sqft$4,494 /mo all-in ↓

5024 SHOREWAY LOOP UNIT 20106, ORLANDO, FL, 32819

Active14 days on marketListed Jul 10, 2026MLS #O6424162

Est. $44K/yr short-term rental revenueFully furnishedCondominiumVISTA CAY/HARBOR SQUARE PH 08

About this home

5024 SHOREWAY LOOP UNIT 20106

Experience luxury, flexibility, and exceptional investment potential with this beautifully renovated, fully furnished condominium in the highly sought-after Vista Cay Resort community. Ideally located just minutes from the Orange County Convention Center, the new Universal Epic Universe theme park, SeaWorld, International Drive, and Orlando's world-famous attractions, this property offers the perfect combination of lifestyle and income-producing opportunity. This spacious residence features an open-concept floor plan with an optional third bedroom, allowing flexibility for additional sleeping accommodations, a home office, or expanded living space. The interior has been completely remodeled with modern finishes, upgraded flooring, a designer kitchen with premium cabinetry, elegant countertops, stainless steel appliances, and beautifully updated bathrooms. The sale includes a high-end furniture package, making this property truly turnkey for immediate personal enjoyment or short-term rental operation. Located in one of Orlando's premier short-term rental communities, owners and guests enjoy resort-style amenities including multiple swimming pools, a clubhouse, fitness center, game room, sports courts, walking trails, and beautifully maintained grounds. Whether you're searching for a vacation home, primary residence, or an income-producing investment, this exceptional property offers an unbeatable location just moments from the Orange County Convention Center, Universal Epic Universe, Disney attractions, world-class dining, shopping, and Orlando International Airport. A rare opportunity to own a fully remodeled, move-in-ready resort property in one of Orlando's most desirable vacation rental communities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,823

Sqft

0.06 ac

Lot size

2007

Year built

One

Levels

$324

Per sqft

FurnishedPets allowed

Inside

FlooringMarble
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
FacesEast
ExteriorBalcony

Community & fees

HOA fee$385/mo
Taxes (2025)$6,526/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,494 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$544
Condo fee — from the listing$385
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,000
Interest rate6.00%
Loan term

Estimated payment

$4,494/mo

Principal & interest$3,184
PMI (est., until 20% equity)$221
Property taxes (actual bill)$544
HOA / condo fee$385
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $590K
$504KedgeAI estimate $532,942 · range $525K$552K$614K

vs edgeAI estimate

+10.7%

$/sqft vs VISTA CAY/HARBOR SQUARE PH 08

$324 vs $309

Days on market

14 vs 34 typical

Where $324/sqft sits among the 8 homes for sale in VISTA CAY/HARBOR SQUARE PH 08

4
2
0 · this home
0
1
1
$291–303$303–315$315–327$327–339$339–351$351+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$44,243/yr gross

Avg nightly rate$234
Occupancy (comp set)52%
CommunityVista Cay
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,000/mo median

MarketOrlando
Annual gross at median$24,000
Gross yield on this price4.1%
Homes for rent right now1,794

Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.

The Orlando short-term market

▼ Softening

50%

Occupancy

▼ 25% yr/yr

$252

Avg nightly rate

▲ 17% yr/yr

$29K/yr

Revenue per listing

$125

RevPAR

53 days

Booking lead time

4.7 nights

Avg stay

4

Typical min nights

4,364

Active rentals

▲ 10% supply

Seasonality — monthly occupancy

Peaks at 57% in Feb · bottoms at 39% in Jun

51%
57%
56%
51%
44%
39%
52%
47%
44%
50%
51%
52%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Orlando — the projection above is specific to this home’s size.

Where it sits

Inside Vista Cay

Map of 5024 SHOREWAY LOOP UNIT 20106 inside its neighborhood boundary

Drive times from this address

Universal Orlando10 min
Downtown Orlando15 min
Walt Disney World18 min
Orlando Int’l Airport (MCO)19 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Vista Cay is a short-term-rental community. See the full guide →

ORLANDO 32819 — neighborhood snapshot

Population

28,399

Median age

39.7

Median income

$94,386

Median home value

$454,000

Avg household

2.49

Households w/ children

2,799

For the school run

Orange County School District

ElementaryTangelo Park Elementary★★★★
HighLake Buena Vista High School★★★★★
MiddleWestridge Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

3 of 8

VISTA CAY/HARBOR SQUARE PH 08 have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% above the ORLANDO 32819 median. See the full Orlando market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $590,000 · 14 days on market since
2007Built · VISTA CAY/HARBOR SQUARE PH 08

Reality check

What actually sold near 5024 SHOREWAY LOOP UNIT 20106

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5036 SHOREWAY LOOP UNIT 30505Sold · Jan ’26

$600,000

5036 SHOREWAY LOOP UNIT 30505 · same community

3 bd · 2 ba · 2,001 sqft · $300/sqft · 0 DOM

5036 SHOREWAY LOOP UNIT 208Sold · Jan ’26

$625,000

5036 SHOREWAY LOOP UNIT 208 · same community

3 bd · 2 ba · 2,097 sqft · $298/sqft · 0 DOM

5000 CAYVIEW AVENUE UNIT 30408Sold · Dec ’25

$480,000

5000 CAYVIEW AVENUE UNIT 30408 · same community

3 bd · 2 ba · 1,447 sqft · $332/sqft · 43 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5024 SHOREWAY LOOP UNIT 20106 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5024 SHOREWAY LOOP UNIT 20106 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5024 SHOREWAY LOOP UNIT 20106 FAQs

What would the monthly payment be for 5024 SHOREWAY LOOP UNIT 20106?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,494/mo — principal and interest, the actual property-tax bill, the $385/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5024 SHOREWAY LOOP UNIT 20106?+

The association fee works out to $385 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5024 SHOREWAY LOOP UNIT 20106?+

The most recent tax bill on record (2025) was $6,526. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 5024 SHOREWAY LOOP UNIT 20106 be rented short-term?+

Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 5024 SHOREWAY LOOP UNIT 20106?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $590,000, this home is listed about 51% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5024 SHOREWAY LOOP UNIT 20106?+

Tangelo Park Elementary (elementary), Lake Buena Vista High School (high), Westridge Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$590,000 runs 50% above the ORLANDO 32819 median — but at 1,823 sqft it's also 15% larger than the typical Orlando listing.

02Zoned for nightly rentals

Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

Listing courtesy of HPL REALTY INVESTMENTS · Moshe Sheffi. MLS #O6424162.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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