David Ramirez
Short-Term Rental Eligible
$624,900$649,9003 bd2 ba2,001 sqft$312 /sqft$4,624 /mo all-in ↓

4816 CAYVIEW AVENUE UNIT 40111, ORLANDO, FL, 32819

Active41 days on marketListed Jun 25, 2026MLS #O6419900

Est. $48K/yr short-term rental revenueReduced $25KFully furnishedCondominiumVISTA CAY/HARBOR SQUARE PH 08

About this home

4816 CAYVIEW AVENUE UNIT 40111

TOP-FLOOR with ELEVATOR, NEW ROOF, FULLY FURNISHED - TURNKEY SHORT-TERM RENTAL OPPORTUNITY. Welcome to this beautifully maintained 3-bedroom, 2-bath condominium in the highly sought-after Vista Cay Resort, one of the few communities in Orange County that allows short-term rentals, making it an exceptional opportunity for investors, vacation home buyers, or those seeking a primary residence in the heart of Orlando's tourism corridor. Located on the top floor with no neighbors above, this spacious residence offers added privacy and a peaceful setting. Inside, you'll find luxury vinyl plank flooring throughout, an open and inviting floor plan, and three generously sized bedrooms designed to comfortably accommodate family and guests. The living and dining areas flow seamlessly onto a private covered balcony, providing the perfect place to enjoy your morning coffee or unwind after a day exploring Orlando. The kitchen features granite countertops, solid wood cabinetry, and ample storage, while the spacious primary suite includes an en-suite bath with dual vanities, a soaking tub, and separate shower. A full-size laundry room with washer and dryer adds everyday convenience. Sold completely furnished, this condo includes all furniture, décor, housewares, and accessories, allowing the next owner to begin enjoying or renting the property immediately. The home has been successfully operated as a short-term rental and offers the flexibility to continue with Millennium Management for a seamless transition or self-manage through platforms such as Airbnb or VRBO. Vista Cay Resort offers outstanding resort-style amenities including multiple pools, heated spas, a clubhouse, fitness center, game room, walking trails around Lake Cay, playground, basketball court, and more. The HOA includes cable, internet, water, sewer, trash, exterior maintenance, and access to all resort amenities. Ideally located adjacent to the Orange County Convention Center, just minutes from Universal Epic Universe, Universal Orlando Resort, SeaWorld Orlando, International Drive, ICON Park, Walt Disney World, Orlando International Airport, premier shopping, dining, and major highways, this property is positioned in one of Central Florida's most desirable vacation rental destinations. Whether you're looking for a turnkey income-producing investment, a vacation getaway, or a full-time residence, this top-floor Vista Cay condo is ready for its next owner. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,001

Sqft

0.05 ac

Lot size

2007

Year built

One

Levels

$312

Per sqft

FurnishedPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorOpen Floorplan
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
FacesSouth
ExteriorSidewalk

Community & fees

HOA fee$261/mo
Taxes (2025)$7,163/yr
PetsYes
CommunityWaterfront · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Park · Playground · Pool · Special Community Restrictions

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,624 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$597
Condo fee — from the listing$261
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,490
Interest rate6.00%
Loan term

Estimated payment

$4,624/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$597
HOA / condo fee$261
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $625K
$600KedgeAI estimate $650,516 · range $636K$656K$683K

vs edgeAI estimate

−3.9%

$/sqft vs VISTA CAY/HARBOR SQUARE PH 08

$312 vs $309

Days on market

41 vs 40 typical

Where $312/sqft sits among the 9 homes for sale in VISTA CAY/HARBOR SQUARE PH 08

3
3 · this home
1
0
1
1
$290–302$302–314$314–327$327–339$339–351$351+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$48,034/yr gross

Avg nightly rate$259
Occupancy (comp set)51%
CommunityVista Cay
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,000/mo median

MarketOrlando
Annual gross at median$24,000
Gross yield on this price3.8%
Homes for rent right now1,670

Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.

The Orlando short-term market

▼ Softening

50%

Occupancy

▼ 25% yr/yr

$252

Avg nightly rate

▲ 17% yr/yr

$29K/yr

Revenue per listing

$125

RevPAR

53 days

Booking lead time

4.7 nights

Avg stay

4

Typical min nights

4,364

Active rentals

▲ 10% supply

Seasonality — monthly occupancy

Peaks at 57% in Feb · bottoms at 39% in Jun

51%
57%
56%
51%
44%
39%
52%
47%
44%
50%
51%
52%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Orlando — the projection above is specific to this home’s size.

Where it sits

Inside Vista Cay

Map of 4816 CAYVIEW AVENUE UNIT 40111 inside its neighborhood boundary

Drive times from this address

Universal Orlando11 min
Downtown Orlando16 min
Walt Disney World17 min
Orlando Int’l Airport (MCO)17 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Vista Cay is a short-term-rental community. See the full guide →

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$402K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

3 of 9

VISTA CAY/HARBOR SQUARE PH 08 have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the Orlando median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $624,900 $25K
Jun 25, 2026Listed at $649,900 · 41 days on market since
2007Built · VISTA CAY/HARBOR SQUARE PH 08

Reality check

What actually sold near 4816 CAYVIEW AVENUE UNIT 40111

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5036 SHOREWAY LOOP UNIT 30505Sold · Jan ’26

$600,000

5036 SHOREWAY LOOP UNIT 30505 · same community

3 bd · 2 ba · 2,001 sqft · $300/sqft · 0 DOM

5036 SHOREWAY LOOP UNIT 208Sold · Jan ’26

$625,000

5036 SHOREWAY LOOP UNIT 208 · same community

3 bd · 2 ba · 2,097 sqft · $298/sqft · 0 DOM

5000 CAYVIEW AVENUE UNIT 30408Sold · Dec ’25

$480,000

5000 CAYVIEW AVENUE UNIT 30408 · same community

3 bd · 2 ba · 1,447 sqft · $332/sqft · 43 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4816 CAYVIEW AVENUE UNIT 40111 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4816 CAYVIEW AVENUE UNIT 40111 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4816 CAYVIEW AVENUE UNIT 40111 FAQs

What would the monthly payment be for 4816 CAYVIEW AVENUE UNIT 40111?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,624/mo — principal and interest, the actual property-tax bill, the $261/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4816 CAYVIEW AVENUE UNIT 40111?+

The association fee works out to $261 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4816 CAYVIEW AVENUE UNIT 40111?+

The most recent tax bill on record (2025) was $7,163. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 4816 CAYVIEW AVENUE UNIT 40111 be rented short-term?+

Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4816 CAYVIEW AVENUE UNIT 40111?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $624,900, this home is listed about 60% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$624,900 runs 60% above the Orlando median — but at 2,001 sqft it's also 25% larger than the typical Orlando listing.

02Zoned for nightly rentals

Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

04The price has already moved

Listed at $649,900, now $624,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of ERIC BRESS REAL ESTATE LLC · Eric Bress, Jr. MLS #O6419900.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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