9809 LATE WAY, GROVELAND, FL, 34736
Active13 days on marketListed Jul 11, 2026MLS #O6424034
About this home
9809 LATE WAY
Welcome home to this beautifully maintained 4-bedroom, 2-bathroom home located in the desirable Cypress Oaks community. Featuring an open-concept floor plan with high ceilings, this home offers a bright, spacious layout that's perfect for both everyday living and entertaining. The living, dining, and kitchen areas flow seamlessly together, creating an inviting space for family and guests. Retreat to the spacious primary suite, where the ensuite bathroom features a luxurious rainfall shower designed to create a relaxing, spa-like experience. Step outside to the enclosed patio, the perfect place to enjoy your morning coffee, unwind after a long day, or entertain family and friends year-round. Enjoy peace of mind with a brand-new roof installed in 2026, providing long-term value and reduced maintenance for years to come. Residents of Cypress Oaks also enjoy access to a community pool and playground, offering fun and recreation just steps from home. Ideally located just minutes from Lake Minneola, Lake Hiawatha Preserve, and Historic Downtown Clermont, you'll enjoy easy access to waterfront parks, walking and biking trails, boating, shopping, dining, local breweries, farmers markets, and year-round community events. Convenient access to major highways makes commuting to Orlando and surrounding areas a breeze. Whether you're searching for your first home, a place to grow, or a peaceful Central Florida retreat, this move-in-ready property offers the perfect blend of comfort, style, and location. Don't miss your opportunity to make this beautiful Groveland home your own. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,730
Sqft
0.13 ac
Lot size
2
Garage
2020
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,920 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,920/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.8%
$/sqft vs Groveland actives
$208 vs $202
Days on market
13 vs 43 typical
Where $208/sqft sits among the 224 Groveland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
The numbers that matter
The Groveland market
$381K → $385K
Groveland median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
105 of 224
Groveland actives have cut their price
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the Groveland median. See the full Groveland market guide →
Paper trail
This home's history
Reality check
What actually sold near 9809 LATE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$340,000
9515 OGLETHORPE DRIVE · same community
4 bd · 2 ba · 1,713 sqft · $198/sqft · 17 DOM
Sold · Nov ’25$330,000
9665 EARLY LOOP · same community
4 bd · 2 ba · 1,709 sqft · $193/sqft · 92 DOM
Sold · Jun ’26$412,000
9482 OGLETHORPE DRIVE · same community
3 bd · 2 ba · 1,706 sqft · $242/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9809 LATE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9809 LATE WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9809 LATE WAY FAQs
What would the monthly payment be for 9809 LATE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,920/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9809 LATE WAY?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9809 LATE WAY?+
The most recent tax bill on record (2025) was $4,943. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9809 LATE WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $360,000, this home is listed about 10% below the Groveland median of $400,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY LLC · Simone Edwards. MLS #O6424034.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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