552 PALENCIA PLACE, LAKELAND, FL, 33803
Pending27 days on marketListed Jul 9, 2026MLS #O6423760
About this home
552 PALENCIA PLACE
Welcome to this charming, well-cared-for three-bedroom, two-bath home located in the quiet, established neighborhood of Palmorey. Centrally located in Southwest Lakeland and just minutes from Lake Hollingsworth, Florida Southern College, and Downtown Lakeland. The interior features beautiful original hardwood floors, abundant natural light, and a comfortable layout that creates a cozy and inviting atmosphere while preserving the home’s mid-century charm. The primary en-suite bathroom has been newly renovated with fresh, timeless finishes that tie into the home's classic architecture. The updated kitchen includes stainless steel appliances, ample hardwood cabinetry, and beautiful granite countertops, which open up to your sunny living room with optional bar seating. An included, newer full-sized washer/dryer is conveniently located within the home in a dedicated mudroom/pantry just off of the kitchen. French doors in the dining room open to a large yard which features spacious outdoor areas with plenty of space for dining, relaxing, and entertaining. There’s even room for a future pool or future addition! The home sits on a spacious, fully fenced, deep double lot surrounded by mature shade trees and established landscaping. A long driveway leads to a covered carport and attached storage/workshop conveniently located just off the kitchen. An additional detached strong-built shed provides even more storage space. Additional features include updated plumbing and wiring, regularly maintained central heating and air conditioning, a convenient energy-saving tankless hot water heater with a filtered cleaning system, ceiling fans, double-paned windows, window treatments, ample closet space, and a partially floored attic. This property also features a crawl space equipped with a high-durability vapor barrier and automated exhaust fan, which actively eliminates ground moisture and musty odors to ensure the maintenance of the subfloor and foundation, as well as creating superior indoor air quality. Located approximately just six minutes from Lake Hollingsworth, ten minutes from Downtown Lakeland, and four minutes from both Polk Parkway and Lakeside Village, the property provides convenient access to shopping, dining, recreation, and major roadways. Agents Welcome!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,295
Sqft
0.31 ac
Lot size
1948
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,576 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,576/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.5%
$/sqft vs Lakeland actives
$262 vs $196
Days on market
27 vs 42 typical
Where $262/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southwest Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Southwest Lakeland — neighborhood snapshot
Population
2,199
Median age
53
Median income
$61,133
Median home value
$198,536
Avg household
2
Households w/ children
108
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
200 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 552 PALENCIA PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$227,900
211 PRADO PLACE · same community
2 bd · 1 ba · 1,284 sqft · $177/sqft · 2 DOM
Sold · Mar ’26$294,000
526 PALENCIA PLACE · same community
2 bd · 2 ba · 1,334 sqft · $220/sqft · 36 DOM
Sold · Aug ’25$240,000
549 PALENCIA PLACE · same community
2 bd · 1 ba · 1,184 sqft · $203/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 552 PALENCIA PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 552 PALENCIA PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
552 PALENCIA PLACE FAQs
What would the monthly payment be for 552 PALENCIA PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,576/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 552 PALENCIA PLACE?+
The most recent tax bill on record (2025) was $3,244. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 552 PALENCIA PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $339,000, this home is priced right at the Lakeland median.
Which schools are assigned to 552 PALENCIA PLACE?+
Southwest Elementary School (elementary), Southwest Middle School (middle), Lakeland Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6423760.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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