2620 MARTIN AVENUE, LAKELAND, FL, 33803
Active54 days on marketListed Jun 17, 2026MLS #L4962821
About this home
2620 MARTIN AVENUE
Welcome home to this beautifully maintained 3-bedroom, 1.5-bath residence that blends timeless character with thoughtful updates and a great in-town location. Built in 1958, this charming home features original hardwood flooring in the living room and all three bedrooms, creating warmth and character throughout. Fresh interior paint, plaster walls and ceilings, crown molding, 5-inch baseboards, solid-core interior doors, updated light fixtures, and double-pane windows with blinds add to the home's appeal. The kitchen and dining room combination offers an inviting space for everyday living and entertaining, featuring raised-panel cabinetry, granite countertops, and a gas range. The hallway showcases decorative wainscoting, built-in shelving, and additional storage for added convenience. The remodeled primary bathroom features quartz countertops with dual sinks, ceramic tile flooring, and a new tub with shower. A spacious laundry room includes a convenient half bath, and the brand-new washer and dryer are included with the sale. Additional washer and dryer hookups are also available in the carport storage room. Major updates provide peace of mind, including a new shingle roof installed in May 2026, HVAC system replaced in 2015 with all new ductwork, and updated CPVC plumbing throughout the home. Outside, you'll find a large backyard enclosed with durable white PVC fencing, offering plenty of space for pets, play, gardening, or outdoor gatherings. A detached utility shed provides additional storage, while the two-car carport offers covered parking and convenience. If you're looking for a move-in-ready home with classic charm, quality updates, and plenty of outdoor space, this property is one you won't want to miss.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
1,453
Sqft
0.26 ac
Lot size
1958
Year built
One
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,590 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,590/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.4%
$/sqft vs Lakeland actives
$230 vs $194
Days on market
54 vs 44 typical
Where $230/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Hollingsworth
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Lake Hollingsworth — neighborhood snapshot
Population
3,551
Median age
41
Median income
$122,863
Median home value
$383,750
Avg household
3
Households w/ children
439
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
204 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the LAKELAND 33803 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2620 MARTIN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$254,000
1402 PHYLLIS STREET · same community
3 bd · 2 ba · 1,467 sqft · $173/sqft · 39 DOM
Sold · Apr ’26$285,000
1215 N BOSTON AVENUE · same community
3 bd · 3 ba · 1,415 sqft · $201/sqft · 33 DOM
Sold · Feb ’26$299,000
1430 PHYLLIS STREET · same community
3 bd · 2 ba · 1,355 sqft · $221/sqft · 180 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2620 MARTIN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2620 MARTIN AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2620 MARTIN AVENUE FAQs
What would the monthly payment be for 2620 MARTIN AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,590/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2620 MARTIN AVENUE?+
The most recent tax bill on record (2025) was $3,720. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2620 MARTIN AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $334,900, this home is listed about 1% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2620 MARTIN AVENUE?+
Lakeland Senior High School (high), Philip O'Brien Elementary School (elementary), Crystal Lake Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Russ Rhoads. MLS #L4962821.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Lakeland homes, in your inbox
Like 2620 MARTIN AVENUE but not quite? A daily digest of every new listing in Lakeland — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →