280 CHANDLER CIRCLE, OVIEDO, FL, 32765
Active14 days on marketListed Jul 9, 2026MLS #O6423652
About this home
280 CHANDLER CIRCLE
Virtually Staged. 280 Chandler Cir is a two-story Oviedo home built in 2012 with modern finishes and a well-designed layout throughout. The kitchen features stainless steel appliances, quartz countertops, and a walk-in pantry, creating a well-equipped space for cooking and entertaining. The primary bedroom includes a walk-in closet for convenient storage and organization, while the primary bathroom features a separate tub and shower for everyday convenience. A covered patio extends the living space outdoors, with an additional patio and in-ground pool creating an expansive area for relaxation and entertaining. A three-car garage completes this well-maintained residence with practical amenities and comfortable living spaces throughout every room.. Included 100-Day Home Warranty with buyer activation
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
4,204
Sqft
0.26 ac
Lot size
3
Garage
2012
Year built
Two
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,806 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,806/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22%
$/sqft vs Oviedo actives
$200 vs $251
Days on market
14 vs 25 typical
Where $200/sqft sits among the 198 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
108 of 198
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 77% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 280 CHANDLER CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$800,000
455 HEATHERCREEK COURT · same community
6 bd · 4 ba · 4,214 sqft · $190/sqft · 281 DOM
Sold · Jul ’26$820,000
1266 CALYPSO WAY · same community
5 bd · 4 ba · 3,739 sqft · $219/sqft · 16 DOM
Sold · Sep ’25$741,000
4975 Garden Dr, Delray Beach FL 33445 · same community
3 bd · 2 ba · 2,198 sqft · $337/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 280 CHANDLER CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 280 CHANDLER CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
280 CHANDLER CIRCLE FAQs
What would the monthly payment be for 280 CHANDLER CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,806/mo — principal and interest, the actual property-tax bill, the $88/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 280 CHANDLER CIRCLE?+
The association fee works out to $88 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 280 CHANDLER CIRCLE?+
The most recent tax bill on record (2025) was $8,529. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 280 CHANDLER CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $840,000, this home is listed about 60% above the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 280 CHANDLER CIRCLE?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$840,000 runs 77% above the OVIEDO 32765 median — but at 4,204 sqft it's also nearly twice the size of the typical Oviedo listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $845,000, now $840,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OPENDOOR BROKERAGE LLC · Karen Albright. MLS #O6423652.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Oviedo homes, in your inbox
Like 280 CHANDLER CIRCLE but not quite? A daily digest of every new listing in Oviedo — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →