David Ramirez
$625,000$639,9003 bd2 ba1,567 sqft$399 /sqft$4,984 /mo all-in ↓

4766 Valencia Drive, Delray Beach FL 33445, DELRAY BEACH, FL, 33445

Active67 days on marketListed Jun 4, 2026MLS #B26037157

Reduced $15KPrivate poolSingle Family ResidenceHAMMOCK RESERVE

About this home

4766 Valencia Drive, Delray Beach FL 33445

Welcome to Hammock Reserve, a desirable gated community in Delray Beach, where comfort and convenience come together in this charming single-story corner-lot home. Offering 3 bedrooms, 2 bathrooms, and 1,567 square feet of living space, this well-maintained residence with a NEW ROOF provides a functional layout perfect for everyday living and entertaining. Step inside through the welcoming foyer that opens to a bright living and dining area. The kitchen is equipped with modern appliances, ample cabinetry for storage, and a countertop with bar seating, creating an inviting space for casual meals and gatherings. A dedicated laundry room with a utility sink, washer, and dryer adds extra convenience. The spacious primary suite features walk-in closets and a private hallway leading to the ensuite bathroom, offering comfort and privacy. Additional bedrooms provide flexibility for family, guests, or a home office. Enjoy outdoor living year-round from the covered and screened patio overlooking the open backyard. Positioned on a corner lot, the property offers added privacy and attractive views of the community playground, pool, and clubhouse. The home also includes a 2-car attached garage and a driveway with additional parking space. Residents of Hammock Reserve enjoy gated community living with convenient access to shopping, dining, beaches, and major roadways. Don't miss this opportunity to own a beautiful home in one of Delray Beach's sought-after communities.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,567

Sqft

0.1719 ac

Lot size

2

Garage

1999

Year built

1

Levels

$399

Per sqft

Private poolGarden & Other & Pool & Other Water View viewPets allowed

Inside

FlooringCarpet · Ceramic Floor · Tile
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Washer
InteriorSplit Bedroom · Volume Ceilings · Walk-In Closet(s) · Foyer · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric

Outside & construction

RoofBarrel · Wood Truss/Rafter · Barrel Roof · Curved/S-Tile Roof
ConstructionCBS Construction · Stucco
ViewGarden · Other · Pool · Other Water View
FacesNorth
Parking2 Or More Spaces · Driveway · Parking Garage
ExteriorOther

Community & fees

HOA fee$400/mo
Taxes (2025)$9,801/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Management On Site · Mandatory Hoa · Paved Road · Pool · Sidewalks · Street Lights · Underground Utilities

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Underground Utilities · Water Connected · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,984 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$817
HOA fee — from the listing$400
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$4,984/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$817
HOA / condo fee$400
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $625K
$600KedgeAI estimate $816,238 · range $671K$919K$955K

vs edgeAI estimate

−23.4%

$/sqft vs Delray Beach actives

$399 vs $243

Days on market

67 vs 61 typical

Where $399/sqft sits among the 400 Delray Beach actives

220
81 · this home
22
24
16
37
$97–266$266–436$436–605$605–775$775–944$944+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hammock Reserve

Map of 4766 Valencia Drive, Delray Beach FL 33445 inside its neighborhood boundary

Get to know Delray Beach. See the full Delray Beach guide →

Hammock Reserve — neighborhood snapshot

Population

1,141

Median age

53

Median income

$81,250

Median home value

$620,500

Avg household

2

Households w/ children

75%

For the school run

Palm Beach County School District

ElementaryOrchard View Elementary School★★★★
HighSpanish River Community High School★★★★
MiddleOmni Middle School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Delray Beach market

Seller’s marketLeans buyer11.3 months of inventoryBuyer’s market

$584K$433K

Delray Beach median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

40 of 400

Delray Beach actives have cut their price

Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 213% above the DELRAY BEACH 33445 median. See the full Delray Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $625,000 $15K
Jun 4, 2026Listed at $639,900 · 67 days on market since
1999Built · HAMMOCK RESERVE

Reality check

What actually sold near 4766 Valencia Drive

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4780 Valencia Drive, Delray Beach FL 33445Sold · Mar ’26

$717,500

4780 Valencia Drive, Delray Beach FL 33445 · same community

3 bd · 2 ba · 1,567 sqft · $458/sqft · 9 DOM

4605 Hammock Cir, Delray Beach FL 33445Sold · Nov ’25

$638,000

4605 Hammock Cir, Delray Beach FL 33445 · same community

3 bd · 2 ba · 1,567 sqft · $407/sqft · 67 DOM

4601 Hammock Circle, Delray Beach FL 33445Sold · May ’26

$620,000

4601 Hammock Circle, Delray Beach FL 33445 · same community

3 bd · 2 ba · 1,567 sqft · $396/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4766 Valencia Drive — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4766 Valencia Drive — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4766 Valencia Drive FAQs

What would the monthly payment be for 4766 Valencia Drive, Delray Beach FL 33445?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,984/mo — principal and interest, the actual property-tax bill, the $400/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4766 Valencia Drive, Delray Beach FL 33445?+

The association fee works out to $400 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4766 Valencia Drive, Delray Beach FL 33445?+

The most recent tax bill on record (2025) was $9,801. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4766 Valencia Drive, Delray Beach FL 33445?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Delray Beach?+

At $625,000, this home is listed about 131% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.

Which schools are assigned to 4766 Valencia Drive, Delray Beach FL 33445?+

Orchard View Elementary School (elementary), Spanish River Community High School (high), Omni Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$625,000 runs 213% above the DELRAY BEACH 33445 median — but at 1,567 sqft it's also 33% larger than the typical Delray Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Orchard View Elementary School, Spanish River Community High School, Omni Middle School, Glades Construction Academy At West Technical — Spanish River Community High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $639,900, now $625,000 — a $15K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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