David Ramirez
$550,0004 bd2 ba1,922 sqft$286 /sqft$4,003 /mo all-in ↓

8654 ALEGRE CIRCLE, ORLANDO, FL, 32836

Active14 days on marketListed Jul 9, 2026MLS #O6423602

Priced 41% below the ORLANDO 32836 medianPrivate poolSingle Family ResidenceBAY LAKES AT GRANADA SEC 05

About this home

8654 ALEGRE CIRCLE

Virtually Staged. Simply unpack and instantly enjoy this beautifully updated 4 bedroom, 2 bath pool home in the highly sought-after Bay Lakes at Granada community of historic Dr. Phillips. Featuring a brand-new roof installed just over a month ago, fresh interior paint throughout, new bedroom carpeting, and recently updated light fixtures and ceiling fans. This move-in-ready home combines recent updates with an unbeatable Central Florida location. Designed with everyday living in mind, the spacious floor plan features a family/living room and dining area at the front of the home, while the separate kitchen opens to a comfortable family/living room overlooking the pool and screened lanai. The large kitchen offers abundant wood cabinetry, granite countertops, stainless steel appliances, and convenient bar-top seating. Tile flooring flows throughout the main living areas, with plush new carpet in three of the four generously sized bedrooms. A desirable split-bedroom layout places the primary suite and two guest bedrooms on one side of the home, while a fourth oversized bedroom is tucked away on the opposite side of the home, ideal for guests, a home office, or multigenerational living. The primary suite features a walk-in closet and an en suite bath with a separate vanity area. Step outside through the sliding glass doors to your private screened pool and deck, the perfect place to relax or entertain year-round. The large vinyl-fenced backyard provides plenty of space for pets and play while offering added privacy. Located in one of Central Florida's most established and desirable neighborhoods! Bay Lakes at Granada offers an attractively low HOA along with a community playground, tennis courts, two docks on the lakes and places you in the heart of everything Dr. Phillips has to offer. Enjoy easy access to Restaurant Row, Dellagio Plaza, Vineland Pointe, The Mall at Millenia, and Orlando Premium Outlets. From world-famous theme parks to everyday conveniences, you'll appreciate the ease of access to Disney Springs, Universal Orlando Resort, Walt Disney World and SeaWorld without ever getting on highway, while also being close to Orlando International Airport, Brightline, and I-4. Outdoor enthusiasts will also appreciate being just around the corner from the Orange County Sportsman Association for boating and water recreation. Whether you're enjoying your favorite beverage in the screened-in porch while enjoying a peak of Lake Tucker, relaxing by the pool or exploring Orlando's world-class attractions, this lovely home offers the perfect place to enjoy the Central Florida lifestyle. Come see it for yourself today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,922

Sqft

0.27 ac

Lot size

2

Garage

1984

Year built

One

Levels

$286

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Brick · Stucco
FoundationSlab
FacesNortheast
ParkingDriveway · Guest · Off Street
ExteriorLighting · Private Entrance · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$23/mo
Taxes (2025)$4,067/yr
PetsYes
CommunityDock · Fishing · Lake · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,003 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$339
HOA fee — from the listing$23
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$4,003/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$339
HOA / condo fee$23
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$527KedgeAI estimate $565,996 · range $549K$596K$620K

vs edgeAI estimate

−2.8%

$/sqft vs Orlando actives

$286 vs $239

Days on market

14 vs 34 typical

Where $286/sqft sits among the 400 Orlando actives

106
120
93 · this home
42
12
27
$135–194$194–253$253–311$311–370$370–429$429+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bay Lakes At Granada

Map of 8654 ALEGRE CIRCLE inside its neighborhood boundary

Drive times from this address

Universal Orlando8 min
Downtown Orlando16 min
Walt Disney World20 min
Orlando Int’l Airport (MCO)25 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Bay Lakes At Granada — neighborhood snapshot

Population

1,104

Median age

52

Median income

$140,749

Median home value

$608,150

Avg household

3

Households w/ children

109

For the school run

Orange County School District

ElementaryBay Meadows Elementary★★★★★
MiddleSouthwest Middle★★★★★
HighDr. Phillips High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

146 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% below the ORLANDO 32836 median. See the full Orlando market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $550,000 · 14 days on market since
1984Built · BAY LAKES AT GRANADA SEC 05

Reality check

What actually sold near 8654 ALEGRE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8744 ALEGRE CIRCLESold · Nov ’25

$524,900

8744 ALEGRE CIRCLE · same community

3 bd · 2 ba · 1,792 sqft · $293/sqft · 6 DOM

8743 ALEGRE CIRCLESold · Mar ’26

$700,000

8743 ALEGRE CIRCLE · same community

4 bd · 3 ba · 2,294 sqft · $305/sqft · 85 DOM

9602 BAY VISTA ESTATES BOULEVARDSold · Jan ’26

$615,000

9602 BAY VISTA ESTATES BOULEVARD

4 bd · 2 ba · 1,874 sqft · $328/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8654 ALEGRE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8654 ALEGRE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8654 ALEGRE CIRCLE FAQs

What would the monthly payment be for 8654 ALEGRE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,003/mo — principal and interest, the actual property-tax bill, the $23/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8654 ALEGRE CIRCLE?+

The association fee works out to $23 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8654 ALEGRE CIRCLE?+

The most recent tax bill on record (2025) was $4,067. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8654 ALEGRE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $550,000, this home is listed about 41% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8654 ALEGRE CIRCLE?+

Bay Meadows Elementary (elementary), Southwest Middle (middle), Dr. Phillips High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ORLANDO 32836 market on paper

$550,000 is 41% below the ORLANDO 32836 median of $939,000.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Bay Meadows Elementary, Southwest Middle, Dr. Phillips High — Bay Meadows Elementary rates 5 of 5. Always verify assignments with the district.

Listing courtesy of EXP REALTY LLC · Ron Howell, Ii. MLS #O6423602.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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