David Ramirez
Short-Term Rental Eligible
$344,9004 bd3.5 ba1,645 sqft$210 /sqft$2,949 /mo all-in ↓

2739 SUN KEY PLACE, KISSIMMEE, FL, 34747

Active21 days on marketListed Jul 15, 2026MLS #O6423531

Priced 14% below the KISSIMMEE 34747 medianFully furnishedTownhouseEMERALD ISLAND RESORT

About this home

2739 SUN KEY PLACE

Beautifully remodeled and move-in ready! Welcome to this stunning 4-bedroom, 3-bathroom townhome in the highly sought-after Emerald Island Resort, just minutes from Walt Disney World. Recently remodeled with luxury vinyl flooring throughout, this home offers a fresh, modern feel and features two beautifully themed bedrooms designed to create a fun and memorable experience for guests. One of the home's standout features is the first-floor primary suite, which offers its own private exterior entrance in addition to the main front door—providing exceptional flexibility for owners, guests, or multi-generational living. Whether you're looking for a vacation home, a second home, or an income-producing property, this one checks all the boxes. For investors, there's even more to love! The current property management company is available to continue managing the home after closing, making the transition simple for buyers looking to keep the property as a successful vacation rental. Emerald Island Resort is one of Central Florida's premier gated vacation communities, offering resort-style amenities including two heated pools, spa, fitness center, sauna, clubhouse, tennis and pickleball courts, playgrounds, nature trails, concierge services, and 24-hour gated security. All of this is just minutes from Disney, shopping, dining, golf, and Orlando's world-famous attractions. Don't miss this incredible opportunity to own a beautifully updated home in one of Central Florida's most desirable vacation resort communities!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

1,645

Sqft

0.05 ac

Lot size

2002

Year built

Two

Levels

$210

Per sqft

Trees/Woods viewFurnishedPets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Closet · Washer Hookup · Electric Dryer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorthwest
ParkingOpen
ExteriorBalcony

Community & fees

HOA fee$305/mo
Taxes (2025)$3,618/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - Guard · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,949 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,030
FHA mortgage insurance (est.)$153
Property tax — 2025 actual bill$302
HOA fee — from the listing$305
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,072Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,072
Interest rate6.00%
Loan term

Estimated payment

$2,949/mo

Principal & interest$2,030
FHA mortgage insurance (est.)$153
Property taxes (actual bill)$302
HOA / condo fee$305
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $345K
$243KedgeAI estimate $284,225 · range $253K$310K$359K

vs edgeAI estimate

+21.3%

$/sqft vs EMERALD ISLAND RESORT

$210 vs $201

Days on market

21 vs 52 typical

Where $210/sqft sits among the 6 homes for sale in EMERALD ISLAND RESORT

2
0
2
0 · this home
0
2
$184–191$191–197$197–204$204–210$210–217$217+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Emerald Island, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityEmerald Island
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketKissimmee
Annual gross at median$25,200
Gross yield on this price7.3%
Homes for rent right now969

Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Emerald Island

Map of 2739 SUN KEY PLACE inside its neighborhood boundary

Drive times from this address

Walt Disney World14 min
Universal Orlando27 min
Downtown Orlando33 min
Orlando Int’l Airport (MCO)38 min
Downtown Tampa74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Emerald Island is a short-term-rental community. See the full guide →

Emerald Island — neighborhood snapshot

Population

404

Median age

43

Median income

$76,205

Median home value

$469,300

Avg household

2

Households w/ children

24%

For the school run

Osceola County School District

ElementaryWestside K-8 School★★★★
HighCelebration High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Kissimmee market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$365K$350K

Kissimmee median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

2 of 6

EMERALD ISLAND RESORT have cut their price

Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the KISSIMMEE 34747 median. See the full Kissimmee market guide →

Paper trail

This home's history

Jul 15, 2026Listed at $344,900 · 21 days on market since
2002Built · EMERALD ISLAND RESORT

Reality check

What actually sold near 2739 SUN KEY PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8534 CRYSTAL COVE LOOPSold · Oct ’25

$242,000

8534 CRYSTAL COVE LOOP · same community

3 bd · 2.5 ba · 1,291 sqft · $187/sqft · 14 DOM

8614 LA ISLA DRIVESold · Mar ’26

$490,000

8614 LA ISLA DRIVE · same community

5 bd · 4 ba · 2,317 sqft · $211/sqft · 349 DOM

2710 FIESTA KEY DRIVESold · Jan ’26

$482,400

2710 FIESTA KEY DRIVE · same community

5 bd · 4 ba · 2,317 sqft · $208/sqft · 75 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2739 SUN KEY PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2739 SUN KEY PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

2739 SUN KEY PLACE FAQs

What would the monthly payment be for 2739 SUN KEY PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,949/mo — principal and interest, the actual property-tax bill, the $305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2739 SUN KEY PLACE?+

The association fee works out to $305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2739 SUN KEY PLACE?+

The most recent tax bill on record (2025) was $3,618. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2739 SUN KEY PLACE be rented short-term?+

Yes — this home sits inside Emerald Island, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2739 SUN KEY PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Kissimmee?+

At $344,900, this home is listed about 9% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2739 SUN KEY PLACE?+

Westside K-8 School (elementary), Celebration High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the KISSIMMEE 34747 market on paper

$344,900 is 14% below the KISSIMMEE 34747 median of $399,900, and at $210/sqft it sits under the Kissimmee average of $216.

02Zoned for nightly rentals

Emerald Island is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

Listing courtesy of GARCIA REALTY GROUP · Jessica Sato. MLS #O6423531.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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