David Ramirez
$273,9004 bd2 ba1,867 sqft$147 /sqft$1,905 /mo all-in ↓

3216 E ANDERSON STREET, INVERNESS, FL, 34453

Active24 days on marketListed Jul 7, 2026MLS #O6422991

New constructionSingle Family ResidenceINVERNESS HIGHLANDS WEST

About this home

3216 E ANDERSON STREET

Pre-Construction. To be built. Discover the crafted charm of the Orchid, a beautifully designed split-bedroom home that blends style, comfort, and everyday functionality. Located in the heart of Inverness, Florida, just 40 miles from Ocala, this home combines the tranquility of rural living with convenient access to modern amenities and outdoor recreation surrounded by carefully preserved natural beauty. An inviting front porch leads into a bright, welcoming foyer that opens effortlessly into a thoughtfully designed open-concept layout. The expansive great room, enhanced by four additional LED recessed lights, flows seamlessly into the dining area and kitchen, creating a cohesive space ideal for entertaining, gathering, and daily living. The kitchen is both stylish and practical, featuring quartz countertops, a large center island, and a full line of kitchen appliances, including an eStar certified side-by-side refrigerator. Sliding glass doors extend the living space outdoors to an extended patio, providing a smooth transition for relaxing or entertaining. Designed with privacy in mind, the owner’s suite is tucked away at the rear of the home and features a generous walk-in closet and a well-appointed ensuite bath with a walk-in shower. Three additional bedrooms are located at the front of the home near a full secondary bath, while a centrally located laundry room adds everyday convenience. Additional highlights include architectural shingles, landscaping with irrigation, and Smart Home features, including a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches for enhanced comfort and security. The home also includes a spacious two-car garage with room for storage or a workbench and is backed by a full builder warranty for added peace of mind. With its thoughtful layout, modern finishes, and bright, open living spaces, the Orchid is designed to fit your lifestyle, schedule your private showing today and experience it firsthand.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,867

Sqft

0.28 ac

Lot size

2

Garage

2027

Year built

One

Levels

$147

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofOther · Shingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sliding Doors

Community & fees

Taxes (2025)$137/yr
PetsYes

Utilities & systems

UtilitiesCable Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,905 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,612
FHA mortgage insurance (est.)$121
Property tax — 2025 actual bill$11
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,587Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,587
Interest rate6.00%
Loan term

Estimated payment

$1,905/mo

Principal & interest$1,612
FHA mortgage insurance (est.)$121
Property taxes (actual bill)$11
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $274K
$258KedgeAI estimate $272,266 · range $269K$278K$290K

vs edgeAI estimate

+0.6%

$/sqft vs INVERNESS HIGHLANDS WEST

$147 vs $177

Days on market

24 vs 25 typical

Where $147/sqft sits among the 15 homes for sale in INVERNESS HIGHLANDS WEST

7 · this home
7
0
0
0
1
$122–176$176–231$231–285$285–340$340–394$394+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Inverness

Map of 3216 E ANDERSON STREET

Get to know Inverness. See the full Inverness guide →

INVERNESS 34453 — neighborhood snapshot

Population

10,473

Median age

53.5

Median income

$58,064

Median home value

$174,500

Avg household

2.21

Households w/ children

905

For the school run

Citrus County School District

ElementaryHernando Elementary School★★★★★
MiddleInverness Middle School★★★★★
HighCitrus High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Inverness market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$240K$270K

Inverness median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

7 of 15

INVERNESS HIGHLANDS WEST have cut their price

Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 585% above the INVERNESS 34453 median. See the full Inverness market guide →

Paper trail

This home's history

Jul 7, 2026Listed at $273,900 · 24 days on market since
2027Built · INVERNESS HIGHLANDS WEST

Reality check

What actually sold near 3216 E ANDERSON STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3922 S APOPKA AVENUESold · Jun ’26

$141,000

3922 S APOPKA AVENUE · same community

4 bd · 2 ba · 1,940 sqft · $73/sqft · 18 DOM

6036 E TREMONT STREETSold · Feb ’26

$220,000

6036 E TREMONT STREET · same community

3 bd · 2 ba · 1,659 sqft · $133/sqft · 10 DOM

6080 E DEVON LANESold · Nov ’25

$254,900

6080 E DEVON LANE · same community

2 bd · 2 ba · 1,592 sqft · $160/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3216 E ANDERSON STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3216 E ANDERSON STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3216 E ANDERSON STREET FAQs

What would the monthly payment be for 3216 E ANDERSON STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,905/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3216 E ANDERSON STREET?+

The most recent tax bill on record (2025) was $137. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3216 E ANDERSON STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Inverness?+

At $273,900, this home is listed about 6% above the Inverness median of $258,450. The market section on this page shows how the area is trending.

Which schools are assigned to 3216 E ANDERSON STREET?+

Hernando Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NEW HOME STAR FLORIDA LLC · Taryn Mashburn. MLS #O6422991.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Inverness homes, in your inbox

Like 3216 E ANDERSON STREET but not quite? A daily digest of every new listing in Inverness — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 1, 2026 at 2:13 AM UTC. The listing information on this page last changed on August 1, 2026 at 2:13 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 1, 2026 at 2:13 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 1, 2026 at 2:13 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.