
3866 S FLORAL TERRACE, INVERNESS, FL, 34452
Active33 days on marketListed Jul 7, 2026MLS #O6422953
About this home
3866 S FLORAL TERRACE
Pre-Construction. To be built. Experience the perfect combination of function, style, and convenience in The Violet, a thoughtfully designed home that caters to today’s lifestyle. Situated on an oversized corner lot in the heart of Inverness, Florida just 40 miles from Ocala, this home provides the peace of small-town living while keeping you close to modern amenities and everyday conveniences. Surrounded by carefully preserved natural resources, Inverness provides abundant opportunities for fishing, hiking, kayaking, and outdoor recreation. Step inside through the welcoming foyer and immediately feel at home. The split-bedroom layout ensures privacy, with two spacious secondary bedrooms near the entry, separated by a full bath, and complemented by a linen closet for extra storage. The open-concept kitchen features quartz countertops, a large island, and a full line of appliances, including an ENERGY STAR® side-by-side refrigerator, flowing seamlessly into the bright Great Room and dining nook perfect for entertaining or everyday living.. Beaming with sunshine the sliding doors from the Great Room open to an extended rear patio, inviting outdoor relaxation or gatherings. The primary suite provides a private retreat in the back of the home with dual vanities, a walk-in shower, and a spacious walk-in closet. Ceramic tile flooring extends throughout the main living areas, while the bedrooms feature plush carpet for added comfort. Cordless blinds are installed throughout the home, and the centrally located laundry room, complete with a washer and dryer, provides a convenient walk-through to the two-car garage. Outside, professional landscaping with an irrigation system enhances the curb appeal, while architectural shingles add lasting beauty and durability. Smart home technology enhances everyday living with a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches. Backed by a full builder warranty, The Violet is designed for peace of mind, style, and effortless living. Don’t wait to claim your spot on this oversized corner lot, schedule a private tour today and enjoy modern amenities, thoughtful design, and the natural charm of Inverness every day.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,433
Sqft
0.27 ac
Lot size
2
Garage
2027
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,820 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,820/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.8%
$/sqft vs INVERNESS HIGHLANDS WEST
$181 vs $173
Days on market
33 vs 45 typical
Where $181/sqft sits among the 14 homes for sale in INVERNESS HIGHLANDS WEST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34452 — neighborhood snapshot
Population
13,729
Median age
46.8
Median income
$58,199
Median home value
$207,200
Avg household
2.35
Households w/ children
1,419
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $265K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
5 of 14
INVERNESS HIGHLANDS WEST have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 132% above the INVERNESS 34452 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 3866 S FLORAL TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$195,000
6262 E RECTOR STREET · same community
2 bd · 2 ba · 1,424 sqft · $137/sqft · 52 DOM
Sold · May ’26$254,200
6000 E ONEIDA STREET · same community
3 bd · 2 ba · 1,443 sqft · $176/sqft · 98 DOM
Sold · Jun ’26$275,000
6136 E LYNN STREET · same community
3 bd · 2 ba · 1,451 sqft · $190/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3866 S FLORAL TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3866 S FLORAL TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3866 S FLORAL TERRACE FAQs
What would the monthly payment be for 3866 S FLORAL TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,820/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3866 S FLORAL TERRACE?+
The most recent tax bill on record (2025) was $185. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3866 S FLORAL TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Inverness?+
At $259,900, this home is listed about 1% above the Inverness median of $258,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3866 S FLORAL TERRACE?+
Pleasant Grove Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEW HOME STAR FLORIDA LLC · Taryn Mashburn. MLS #O6422953.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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