5118 CITY STREET UNIT 514, ORLANDO, FL, 32839
Active19 days on marketListed Jul 22, 2026MLS #O6422985
About this home
5118 CITY STREET UNIT 514
Enjoy comfort, convenience, and RESORT-STYLE LIVING in this beautifully maintained 2-bedroom, 2-bath CORNER-UNIT condo in the highly desirable, GUARD-GATED community of Charles Towne at Park Central. Situated on the first floor and featuring the rare bonus of a PRIVATE ONE-CAR GARAGE, this move-in-ready home offers an exceptional opportunity for homeowners and investors alike. Step inside to discover a bright, OPEN FLOOR PLAN enhanced by NEWER LAMINATE FLOORING throughout, abundant natural light, and a spacious layout designed for easy everyday living. The generous Living Room flows seamlessly into the Dining area, where UNIQUE ARCHITECTURAL DETAILS add character and charm. Sliding glass doors open to a COVERED, SCREENED PATIO, creating the perfect place to enjoy your morning coffee or unwind after a busy day. Overlooking the Living area, the Kitchen is both functional and inviting with STONE COUNTERTOPS, a convenient breakfast bar, abundant cabinetry, and plenty of workspace for preparing meals and entertaining. Just off the Kitchen, the Laundry Room includes the washer and dryer, adding everyday convenience. The spacious Primary Suite offers direct access to the screened patio through sliding glass doors, a LARGE WALK-IN CLOSET, and a private en suite bath, creating a peaceful retreat. The second bedroom is equally impressive with its own GENEROUS WALK-IN CLOSET and private access to the second full bath, making it ideal for guests, family members, or a home office. Additional updates, including a NEWER HVAC SYSTEM and NEWER WATER HEATER, provide added value and peace of mind. Residents of Charles Towne at Park Central enjoy an impressive array of RESORT-STYLE AMENITIES, including 24-hour GUARD-GATED security, multiple sparkling swimming pools, an elegant clubhouse, state-of-the-art fitness center, tennis courts, playground, beautifully maintained grounds, exterior maintenance, and much more—offering a true LOW-MAINTENANCE LIFESTYLE. Perfectly located in the heart of Orlando, you'll enjoy QUICK ACCESS to The Mall at Millenia, Universal Orlando Resort, Downtown Orlando, International Drive, and Orlando International Airport, while MAJOR ROADWAYS including I-4, SR 408, and the Florida Turnpike are just minutes away. With its desirable first-floor location, RARE PRIVATE GARAGE, thoughtful updates, OUTSTANDING AMENITIES, and unbeatable central Orlando location, this exceptional Charles Towne at Park Central condo is ready to welcome its next owner. Don't miss your chance to enjoy CAREFREE LIVING in one of Orlando's most SOUGHT-AFTER communities!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,063
Sqft
0.22 ac
Lot size
1
Garage
1997
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,262 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,262/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+42.2%
$/sqft vs CHARLES TOWNE/PK CENTRAL CONDO
$188 vs $202
Days on market
19 vs 42 typical
Where $188/sqft sits among the 6 homes for sale in CHARLES TOWNE/PK CENTRAL CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Park Central
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Park Central — neighborhood snapshot
Population
2,877
Median age
35
Median income
$67,512
Median home value
$151,172
Avg household
2
Households w/ children
333
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
2 of 6
CHARLES TOWNE/PK CENTRAL CONDO have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 208% above the ORLANDO 32839 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 5118 CITY STREET UNIT 514
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$185,000
5144 CITY STREET UNIT 211 · same community
2 bd · 2 ba · 1,063 sqft · $174/sqft · 195 DOM
Sold · Apr ’26$165,000
5132 CITY STREET UNIT 317 · same community
2 bd · 2 ba · 979 sqft · $169/sqft · 204 DOM
Sold · Nov ’25$189,000
5156 CITY STREET UNIT 118 · same community
3 bd · 2 ba · 1,333 sqft · $142/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5118 CITY STREET UNIT 514 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5118 CITY STREET UNIT 514 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5118 CITY STREET UNIT 514 FAQs
What would the monthly payment be for 5118 CITY STREET UNIT 514?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,262/mo — principal and interest, the actual property-tax bill, the $576/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5118 CITY STREET UNIT 514?+
The association fee works out to $576 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5118 CITY STREET UNIT 514?+
The most recent tax bill on record (2025) was $3,116. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5118 CITY STREET UNIT 514?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $200,000, this home is listed about 49% below the Orlando median of $392,950. The market section on this page shows how the area is trending.
Which schools are assigned to 5118 CITY STREET UNIT 514?+
Millennia Gardens Elementary (elementary), Memorial Middle (middle), Oak Ridge High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6422985.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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