2328 MIDTOWN TERRACE UNIT 1024, ORLANDO, FL, 32839
Active80 days on marketListed May 15, 2026MLS #O6407750
About this home
2328 MIDTOWN TERRACE UNIT 1024
Welcome to your dream home in the highly sought-after, guard-gated community of Park Central! This three-bedroom, two-bathroom second-floor end-unit condo in Charles Towne offers the perfect blend of comfort, style, and convenience. Freshly painted and new carpets in the bedroom and featuring high ceilings, wood flooring, and an airy layout, the spacious living and dining areas provide a welcoming atmosphere. The kitchen boasts white cabinetry, granite countertops, and an inside laundry. The primary suite offers a walk-in closet and ensuite bath, while two additional bedrooms share a stylish, tiled walk-in shower. A screened-in patio completes the home ideal for morning coffee or evening relaxation. Park Central’s resortstyle amenities are second to none! Stay active with multiple pools, a state-of-the-art fitness center with breathtaking water views, a dry sauna, and a yoga room. Sports enthusiasts will love the tennis courts, racquetball, and a full-size indoor basketball court. For added convenience, an on-site market takes care of last-minute grocery needs, while a pizzeria and bar offer delicious Italian fare, live music, and a welcoming atmosphere. Investors will appreciate the on-site leasing management and proactive HOA, which has completed all state-required inspections. The association also covers exterior maintenance, including a new roof (2023), pest control, valet trash. The community’s prime location is just minutes from Publix, Costco, and The Mall at Millenia, with easy access to I-4, 408, and Universal Orlando. Don’t miss out on this incredible opportunity
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,333
Sqft
0.27 ac
Lot size
1
Garage
1997
Year built
One
Levels
$146
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,442 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,442/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.6%
$/sqft vs Orlando actives
$146 vs $251
Days on market
80 vs 40 typical
Where $146/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Park Central
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Park Central — neighborhood snapshot
Population
2,877
Median age
35
Median income
$67,512
Median home value
$151,172
Avg household
2
Households w/ children
333
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $409K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
169 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4972% above the ORLANDO 32839 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 2328 MIDTOWN TERRACE UNIT 1024
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$189,000
5156 CITY STREET UNIT 118 · same community
3 bd · 2 ba · 1,333 sqft · $142/sqft · 56 DOM
Sold · Dec ’25$185,000
5144 CITY STREET UNIT 211 · same community
2 bd · 2 ba · 1,063 sqft · $174/sqft · 195 DOM
Sold · Apr ’26$165,000
5132 CITY STREET UNIT 317 · same community
2 bd · 2 ba · 979 sqft · $169/sqft · 204 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2328 MIDTOWN TERRACE UNIT 1024 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2328 MIDTOWN TERRACE UNIT 1024 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2328 MIDTOWN TERRACE UNIT 1024 FAQs
What would the monthly payment be for 2328 MIDTOWN TERRACE UNIT 1024?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,442/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2328 MIDTOWN TERRACE UNIT 1024?+
The most recent tax bill on record (2025) was $649. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2328 MIDTOWN TERRACE UNIT 1024?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $194,000, this home is listed about 51% below the Orlando median of $394,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2328 MIDTOWN TERRACE UNIT 1024?+
Millennia Gardens Elementary (elementary), Memorial Middle (middle), Oak Ridge High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$194,000 runs 4972% above the ORLANDO 32839 median.
02Time on market is leverage
80 days on market against a Orlando median of 40 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $214,000, now $194,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Robert Christiano. MLS #O6407750.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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