1016 PARMA CIRCLE, LAKE MARY, FL, 32746
Active16 days on marketListed Jul 8, 2026MLS #O6422855
About this home
1016 PARMA CIRCLE
One or more photo(s) has been virtually staged. MOVE-IN READY and beautifully refreshed, this highly sought-after END UNIT Torino floor plan by Ashton Woods is located within the prestigious 24-HOUR GUARD-GATED community of Fountain Parke and offers OVER 2,500 SQFT of maintenance-free living. Recent improvements include FRESH INTERIOR PAINT, BRAND-NEW CARPET, a NEVER-USED STAINLESS STEEL FRENCH DOOR REFRIGERATOR, and a BEAUTIFULLY UPDATED KITCHEN featuring PROFESSIONALLY REFINISHED CABINETS with BRAND-NEW CABINET DOORS, DRAWER FRONTS, AND MODERN HARDWARE. Surrounded by lush landscaping and ideally situated along the outer edge of the community, this home offers exceptional privacy while boasting one of Fountain Parke's largest floor plans with 4 BEDROOMS, 3.5 BATHS, A LOFT, PRIVATE COVERED BALCONY, and a 2-CAR GARAGE. The first floor features an oversized bedroom with a full en-suite bathroom, making it ideal as a SECOND PRIMARY SUITE, IN-LAW SUITE, HOME OFFICE, OR MEDIA ROOM. The second floor offers an expansive great room, formal dining area, and an upgraded kitchen complete with 42-INCH WHITE CABINETS, GRANITE COUNTERTOPS, TILE BACKSPLASH, STAINLESS STEEL APPLIANCES, and the BRAND-NEW FRENCH DOOR REFRIGERATOR. The third floor features the spacious primary suite, two additional Jack-and-Jill bedrooms with a connected bath, a versatile loft, and a conveniently located laundry closet. Enjoy the MAINTENANCE-FREE lifestyle Fountain Parke is known for with RESORT-STYLE AMENITIES including a pool and spa, fitness center, tennis courts, dog park, playground, putting green, and beautifully maintained grounds. Conveniently located within the highly sought-after Seminole County School District and just minutes from shopping, dining, medical facilities, I-4, and SR-417, this home offers the perfect combination of luxury, privacy, and convenience. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,504
Sqft
0.04 ac
Lot size
2
Garage
2014
Year built
Three Or More
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,260 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,260/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.1%
$/sqft vs Lake Mary actives
$190 vs $237
Days on market
16 vs 42 typical
Where $190/sqft sits among the 159 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fountain Parke
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Fountain Parke — neighborhood snapshot
Population
2,630
Median age
45
Median income
$119,206
Median home value
$434,200
Avg household
2
Households w/ children
269
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
94 of 159
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 1016 PARMA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$480,000
928 LOBELIA DR · same community
4 bd · 3.5 ba · 2,504 sqft · $192/sqft · 38 DOM
Sold · Oct ’25$479,900
801 LOBELIA DRIVE · same community
4 bd · 3.5 ba · 2,499 sqft · $192/sqft · 365 DOM
Sold · May ’26$496,000
2600 LOBELIA DRIVE · same community
4 bd · 3.5 ba · 2,499 sqft · $198/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1016 PARMA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1016 PARMA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1016 PARMA CIRCLE FAQs
What would the monthly payment be for 1016 PARMA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,260/mo — principal and interest, the actual property-tax bill, the $575/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1016 PARMA CIRCLE?+
The association fee works out to $575 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1016 PARMA CIRCLE?+
The most recent tax bill on record (2025) was $6,219. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1016 PARMA CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $475,000, this home is listed about 11% above the Lake Mary median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1016 PARMA CIRCLE?+
Crystal Lake Elementary School (elementary), Wicklow Elementary School (elementary), Seminole High School (high), Millennium Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER LIVING, LLC. · Devin Kelley. MLS #O6422855.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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