David Ramirez
Short-Term Rental Eligible
$939,0005 bd3.5 ba3,851 sqft$244 /sqft$6,170 /mo all-in ↓

11942 SHELTERING PINE DRIVE, ORLANDO, FL, 32836

Active2 days on marketListed Jul 21, 2026MLS #O6422347

Private poolSingle Family ResidenceGRANDE PINES

About this home

11942 SHELTERING PINE DRIVE

Never listed before, this beautifully maintained residence is located in Grande Pines, an intimate community of only sixty homes just 1 mile from Disney, Windermere, and Winter Garden — offering the rare opportunity to enjoy nightly fireworks from the comfort of your own backyard. This exceptional 5-bedroom, 3.5-bath home blends modern convenience with the timeless appeal of a traditional family home. Thoughtfully cared for by one owner, the property features a split 3-car garage and a classic two-staircase design that enhances both flow and privacy. One staircase leads to three spacious secondary bedrooms, while the second provides a private entry to the upstairs primary suite — a layout reminiscent of traditional homes where separation and quiet retreat were key elements of design. Inside, generous room sizes, walk-in closets, and designer window treatments evoke the warmth and character of a traditional home, while the true chef’s kitchen — complete with abundant cabinetry, stone counters, and double ovens — offers both charm and functionality. A flexible downstairs room (bedroom #5) serves perfectly as an office, playroom, craft room, or additional bedroom. Storage is abundant throughout, including extensive under-stair storage, linen closets in every bathroom and bonus room, which reflects the practical, built-in organization needed for busy family life. Situated on a premium lot beside protected community space that will never be developed, the home offers a sweeping yard, peaceful views, and a private pool and spa overlooking a serene water vista. Recent upgrades include two new A/C units (2019), a fully rescreened pool enclosure (2020), new roof (2023), freshly painted pool decking and enclosure (2024), not to mention the whole house water softener and surround sound! Located within Windermere’s top-rated school district and close to major highways, fine dining, and premier shopping, this home offers the perfect blend of traditional comfort, modern luxury, and the exclusivity of living in Grande Pines.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,851

Sqft

0.19 ac

Lot size

3

Garage

2007

Year built

Two

Levels

$244

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouthwest
ParkingDriveway · Split Garage
ExteriorIrrigation System · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$101/mo
Taxes (2025)$5,882/yr
PetsYes
CommunityPark · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,170 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,067
PMI (est., until 20% equity)$352
Property tax — 2025 actual bill$490
HOA fee — from the listing$101
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $93,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $93,900
Interest rate6.00%
Loan term

Estimated payment

$6,170/mo

Principal & interest$5,067
PMI (est., until 20% equity)$352
Property taxes (actual bill)$490
HOA / condo fee$101
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $939K
$901KedgeAI estimate $1,201,820 · range $1.1M$1.6M$1.6M

vs edgeAI estimate

−21.9%

$/sqft vs Orlando actives

$244 vs $239

Days on market

2 vs 34 typical

Where $244/sqft sits among the 400 Orlando actives

112
129 · this home
96
29
7
27
$135–199$199–262$262–326$326–389$389–453$453+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Lakeside Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityLakeside Village
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,000/mo median

MarketOrlando
Annual gross at median$24,000
Gross yield on this price2.6%
Homes for rent right now1,794

Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Lakeside Village

Map of 11942 SHELTERING PINE DRIVE inside its neighborhood boundary

Drive times from this address

Walt Disney World16 min
Universal Orlando24 min
Downtown Orlando30 min
Orlando Int’l Airport (MCO)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Lakeside Village is a short-term-rental community. See the full guide →

Lakeside Village — neighborhood snapshot

Population

19,390

Median age

36

Median income

$123,605

Median home value

$489,452

Avg household

3

Households w/ children

2,897

For the school run

Orange County School District

ElementaryBay Lake Elementary★★★★
MiddleHorizon West Middle★★★★
HighWindermere High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

147 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Jul 21, 2026Listed at $939,000 · 2 days on market since
2007Built · GRANDE PINES

Reality check

What actually sold near 11942 SHELTERING PINE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8513 NATIVE PINE WAYSold · Jul ’26

$830,000

8513 NATIVE PINE WAY · same community

5 bd · 4 ba · 3,386 sqft · $245/sqft · 19 DOM

8375 BOWDEN WAYSold · May ’26

$1,300,000

8375 BOWDEN WAY

4 bd · 3.5 ba · 3,809 sqft · $341/sqft · 158 DOM

8475 EAGLES LOOP CIRCLESold · Sep ’25

$1,475,000

8475 EAGLES LOOP CIRCLE

5 bd · 5 ba · 3,983 sqft · $370/sqft · 81 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11942 SHELTERING PINE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11942 SHELTERING PINE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11942 SHELTERING PINE DRIVE FAQs

What would the monthly payment be for 11942 SHELTERING PINE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,170/mo — principal and interest, the actual property-tax bill, the $101/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11942 SHELTERING PINE DRIVE?+

The association fee works out to $101 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11942 SHELTERING PINE DRIVE?+

The most recent tax bill on record (2025) was $5,882. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 11942 SHELTERING PINE DRIVE be rented short-term?+

Yes — this home sits inside Lakeside Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 11942 SHELTERING PINE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $939,000, this home is listed about 141% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 11942 SHELTERING PINE DRIVE?+

Bay Lake Elementary (elementary), Horizon West Middle (middle), Windermere High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Zoned for nightly rentals

Lakeside Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 2 days on market in a Orlando market that averages 34 — if it fits, move quickly.

04Strong assigned schools

Bay Lake Elementary, Horizon West Middle, Windermere High — Bay Lake Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of FATHOM REALTY FL LLC · Kristy Kennedy. MLS #O6422347.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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