9115 BAY SIDE COURT, ORLANDO, FL, 32819
Active135 days on marketListed Mar 28, 2026MLS #O6394299
About this home
9115 BAY SIDE COURT
Virtually Staged. Nestled on a generous 0.34-acre CUL DE SAC lot , 4/3 in the highly desirable NORTH BAY community in Dr Phillips. Approximately 6 minutes to Bay Hill Golf Club & Lodge. 4 BEDR/2.5 BATHS. 2 living rooms, where adults can have their own space while teenagers -or kid's toys- can enjoy their own as well. ABUNDANT NATURAL LIGHT THROUGHOUT THE DAY, making it feel open, fresh and full of life This residence offers a rare combination of privacy, space, and an elevated indoor-outdoor lifestyle.The home opens and naturally divides into two expansive living areas, creating a sense of separation and functionality. To one side, the inviting family room and breakfast/everyday dining area, centered around a wood-burning fireplace, provides a warm and intimate gathering space. To the other, a separate living and more elegant dining area offers flexibility, with ample room for a desk or workspace, ideal for today’s lifestyle. Designed in an L-shaped layout, the home embraces its outdoor setting, with MOST OF THE HOUSE ORIENTED TO MATURE GREENERY, POOL AND LANAI Step outside to a serene retreat featuring a COVERED LANAI with a WATERFALL, SPA and SALTWATER SYSTEM (FREE OF CHLORINE), creating a peaceful, resort-like ambiance for both relaxing and entertaining. ELEGANT ITALIAN PORCELAIN WOOD-LIKE FLOORING runs THROUGHOUT the home, with the exception of the laundry area, adding a cohesive and REFINED AESTHETIC The kitchen features QUARTZ COUNTERTOPS and PASS THROUGH WINDOWS that open making the KITCHEN COUNTERTOP EXTEND SEAMLESSLY to create a BREAKFAST BAR connecting to the outdoor area, enhancing the indoor-outdoor connection. FOUR bedrooms enjoy tranquil views of a lush ligustrum hedge exceeding 10 feet in height, offering exceptional privacy and a calming natural backdrop, while two of them also overlook the pool, once more connecting the home to its outdoor spaces. IDEALLY LOCATED IN DR PHILLIPS , this home offers convenient access to Orlando’s most desirable destinations: • 6 minutes to BAY HILL • 10 minutes to Sand Lake’s renowned RESTAURANT ROW • 15 minutes to UNIVERSAL CITYWALK AND VOLCANO BAY • 22 minutes to MILLENIA MALL • 24 minutes to DISNEY MAGIC KINGDOM Combining space, privacy, and location, this property offers a refined yet relaxed lifestyle in one of Orlando’s most convenient settings.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,440
Sqft
0.35 ac
Lot size
2
Garage
1985
Year built
One
Levels
$367
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,900 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,900/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.5%
$/sqft vs Orlando actives
$367 vs $251
Days on market
135 vs 42 typical
Where $367/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
North Bay — neighborhood snapshot
Population
391
Median age
48
Median income
$174,063
Median home value
$810,900
Avg household
3
Households w/ children
45%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
178 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 127% above the ORLANDO 32819 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 9115 BAY SIDE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$700,000
5415 BAY SIDE DRIVE · same community
4 bd · 3 ba · 2,644 sqft · $265/sqft · 22 DOM
Sold · Aug ’25$550,000
9108 N BAY BOULEVARD · same community
4 bd · 3 ba · 2,218 sqft · $248/sqft · 7 DOM
Sold · Aug ’25$1,850,000
5416 BAY SIDE DRIVE · same community
4 bd · 3 ba · 2,884 sqft · $641/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9115 BAY SIDE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9115 BAY SIDE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9115 BAY SIDE COURT FAQs
What would the monthly payment be for 9115 BAY SIDE COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,900/mo — principal and interest, the actual property-tax bill, the $51/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9115 BAY SIDE COURT?+
The association fee works out to $51 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9115 BAY SIDE COURT?+
The most recent tax bill on record (2025) was $6,284. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9115 BAY SIDE COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $895,000, this home is listed about 128% above the Orlando median of $392,950. The market section on this page shows how the area is trending.
Which schools are assigned to 9115 BAY SIDE COURT?+
Chain Of Lakes Middle (middle), Palm Lake Elementary (elementary), Dr. Phillips High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$895,000 runs 127% above the ORLANDO 32819 median — but at 2,440 sqft it's also 52% larger than the typical Orlando listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
135 days on market against a Orlando median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Chain Of Lakes Middle, Palm Lake Elementary, Dr. Phillips High — Palm Lake Elementary rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $930,000, now $895,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA CONNEXION PROPERTIES · Maria Kovalenko. MLS #O6394299.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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