12992 SE 91ST COURT, SUMMERFIELD, FL, 34491
Active23 days on marketListed Jul 17, 2026MLS #O6421980
About this home
12992 SE 91ST COURT
This 2-bedroom plus den, 2.5-bath home with an extended two-car garage and separate golf cart garage offers an impressive 2,446 square feet of living space plus an enclosed lanai.If waking up to sweeping golf course views is on your wish list, this home delivers. Perfectly positioned on a premium golf-front homesite, you'll enjoy panoramic fairway views from the comfort of your oversized enclosed lanai, creating the ideal setting for morning coffee, evening sunsets, or entertaining friends year-round. Designed with both comfort and flexibility in mind, the spacious floor plan offers a formal living room, dining room, and an expansive family room that flows effortlessly into the kitchen. A versatile den provides endless possibilities for a home office, fitness studio, craft room, game room, or additional guest space. The private primary suite is a true retreat, featuring a tray ceiling, crown molding, a large walk-in closet, and a spacious en-suite bath with dual vanities, a walk-in shower, a separate soaking tub, and a private water closet. The generous indoor laundry room is equipped with cabinets. Car enthusiasts and hobbyists will appreciate one of the largest garages in the community, offering space for two full-size vehicles, dedicated golf cart parking, and an additional storage area. Major updates provide added peace of mind, including a new roof in 2020. Combining stunning golf views, generous living spaces, thoughtful upgrades, and exceptional functionality, this home offers the Florida lifestyle you've been waiting for. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
2,446
Sqft
0.24 ac
Lot size
3
Garage
2003
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,979 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,979/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.2%
$/sqft vs Summerfield actives
$196 vs $190
Days on market
23 vs 50 typical
Where $196/sqft sits among the 345 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $256K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
169 of 345
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 12992 SE 91ST COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$440,000
9651 SE 137TH STREET ROAD
3 bd · 2 ba · 2,411 sqft · $182/sqft · 0 DOM
Sold · Dec ’25$495,000
13909 SE 96TH CIRCLE
3 bd · 2 ba · 2,270 sqft · $218/sqft · 17 DOM
Sold · Mar ’26$365,000
13885 DEL WEBB BOULEVARD
3 bd · 2 ba · 2,213 sqft · $165/sqft · 277 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12992 SE 91ST COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12992 SE 91ST COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12992 SE 91ST COURT FAQs
What would the monthly payment be for 12992 SE 91ST COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,979/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12992 SE 91ST COURT?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12992 SE 91ST COURT?+
The most recent tax bill on record (2025) was $6,799. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12992 SE 91ST COURT?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $480,000, this home is listed about 66% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12992 SE 91ST COURT?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$480,000 runs 75% above the SUMMERFIELD 34491 median — but at 2,446 sqft it's also 52% larger than the typical Summerfield listing.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $495,000, now $480,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · David Plasencia, LLC. MLS #O6421980.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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