
12990 STILLWATER COVE DRIVE, ASTATULA, FL, 34705
Active37 days on marketListed Jul 1, 2026MLS #O6421655
About this home
12990 STILLWATER COVE DRIVE
Pre-Construction. To be built. Introducing Stillwater Cove, a new lakefront community in Astatula, Florida. Featuring ½ acre homesites, sidewalk lined streets, and included 3 car garages, this beautiful neighborhood provides a rare opportunity to live just 1 minute from the Astatula Boat Ramp on Little Lake Harris and only 45 minutes from downtown Orlando. Luxury meets comfort in The Venice floor plan. This thoughtfully designed one story home on a corner lot combines upscale finishes, an open layout, and beautiful surroundings to create an exceptional living experience. Inside, 10' ceilings enhance the spacious feel, while ceramic tile flooring throughout creates a seamless, cohesive flow. The split bedroom layout includes a private guest ensuite with a full bath & walk-in closet, providing added privacy for multigenerational living or overnight visitors. The primary suite serves as a relaxing retreat, featuring a deluxe bath with dual quartz vanities, an oversized tiled shower, separate pedestal tub, and a large walk in closet that blends elegance with everyday comfort. Two additional secondary bedrooms are situated on the opposite side of the home and share a full bath with a tub and tile shower combination. At the center of the home, the gourmet kitchen showcases quartz countertops throughout, upgraded soft-close cabinetry, a stylish backsplash, a spacious walk in pantry, and a full line of stainless steel appliances, including a double wall oven, cooktop, and side by side refrigerator. The kitchen flows effortlessly into the spacious great room with soaring 11' ceilings, where abundant natural light creates an inviting setting for everyday living and entertaining. Just off the great room, the private den features a French door leading to the covered lanai along with a French door with sidelights at the entry, creating a versatile space for a home office, reading room, or lounge. Step outside to the covered lanai overlooking your expansive homesite with lush landscaping, creating a peaceful place to unwind. Additional highlights include a laundry room with upper cabinets, crown molding, driveway and entry pavers, architectural shingles, and a spacious 3 car garage with ample room for vehicles, storage, or a workshop. Complete with Smart Home features, including a Ring Doorbell, and backed by the peace of mind of a full builder warranty, The Venice delivers modern comfort and lasting quality. Situated on a spacious half acre homesite in Stillwater Cove, this home also allows boat parking in your driveway and places you within a lakefront community with access to the Little Lake Harris boat ramp, bringing together space, convenience, and exceptional value.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,677
Sqft
0.5 ac
Lot size
3
Garage
2027
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,837 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,837/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.9%
$/sqft vs Astatula actives
$209 vs $235
Days on market
37 vs 38 typical
Where $209/sqft sits among the 29 Astatula actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Astatula
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Astatula. See the full Astatula guide →
ASTATULA 34705 — neighborhood snapshot
Population
3,212
Median age
40
Median income
$64,899
Median home value
$241,500
Avg household
2.88
Households w/ children
347
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Astatula market
$308K → $304K
Astatula median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
4 of 29
Astatula actives have cut their price
Median sold price, Astatula, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the ASTATULA 34705 median. See the full Astatula market guide →
Paper trail
This home's history
Reality check
What actually sold near 12990 STILLWATER COVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$564,000
12966 STILLWATER COVE DRIVE · same community
4 bd · 3 ba · 2,677 sqft · $211/sqft · 100 DOM
Sold · Jun ’26$548,890
12917 FLORIDA AVENUE · same community
4 bd · 3 ba · 2,471 sqft · $222/sqft · 200 DOM
Sold · Jul ’26$599,990
12975 STILLWATER COVE DRIVE · same community
4 bd · 3 ba · 3,282 sqft · $183/sqft · 304 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12990 STILLWATER COVE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12990 STILLWATER COVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12990 STILLWATER COVE DRIVE FAQs
What would the monthly payment be for 12990 STILLWATER COVE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,837/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12990 STILLWATER COVE DRIVE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12990 STILLWATER COVE DRIVE?+
The most recent tax bill on record (2026) was $993. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12990 STILLWATER COVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Astatula?+
At $559,990, this home is listed about 49% above the Astatula median of $374,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12990 STILLWATER COVE DRIVE?+
Tavares Middle School (middle), Tavares High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEW HOME STAR FLORIDA LLC · Charles Pennant. MLS #O6421655.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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