12942 STILLWATER COVE DRIVE, ASTATULA, FL, 34705
Active67 days on marketListed Jun 1, 2026MLS #O6412750
About this home
12942 STILLWATER COVE DRIVE
Pre-Construction. To be built. Lake front! Capture a piece of the highly coveted Harris Chain of Lakes with Lot 13 at Stillwater Cove, a rare lakefront treasure where the ultimate Florida waterfront lifestyle comes to life. Your everyday routine transforms into an adventure filled with direct water access for boating, premier fishing, and breathtaking sunset views right from your backyard. While providing a peaceful, secluded sanctuary, this prime location keeps you remarkably close to the charm of Tavares and Mount Dora, plus an easy commute into Orlando. On this premier waterfront site rests the spectacular Livorno, a planned single-story masterpiece spanning approximately 3,282 square feet of air-conditioned luxury designed specifically to blend indoor elegance with outdoor beauty. A striking exterior with stone accents, architectural shingles, and an eight-foot full lite glass front door commands attention upon arrival. Step inside to find soaring 9’4” ceilings that amplify the bright, airy atmosphere of the central living spaces. The welcoming foyer leads past a formal dining area and a private den enclosed by French doors, providing excellent flexibility for working from home or hosting memorable gatherings. At the center of this architectural gem, the gourmet kitchen serves as an entertainer's dream. It showcases quartz countertops, upgraded cabinetry, a tile backsplash, a walk-in pantry, and a massive center island. A dedicated wet bar and a premium stainless steel appliance package, including a wall oven, cooktop, and ENERGY STAR French door refrigerator, elevate the culinary experience. This high-end kitchen flows effortlessly into the great room and breakfast nook before opening completely to an oversized covered lanai, creating a flawless indoor-outdoor venue for entertaining against a backdrop of tranquil water views. The primary suite functions as a secluded sanctuary, boasting dual walk-in closets and a spa-inspired bathroom complete with dual sinks, a freestanding soaking tub, and a frameless glass walk-in shower. Guests enjoy maximum comfort in generously sized secondary bedrooms equipped with select walk-in closets and beautifully finished bathrooms. Luxury vinyl flooring sweeps through the main living areas, accented by upgraded lighting, full landscaping with an irrigation system, and cutting-edge smart home technology like a Ring Video Doorbell, smart thermostat, keyless entry, and Deako switches. Built to Florida’s strict 2023 codes with hurricane straps and energy-efficient windows, this home carries a full builder warranty to provide total peace of mind. The Livorno at Stillwater Cove represents a fleeting chance to own an elite combination of modern design, exceptional craftsmanship, and majestic open-water freedom.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,130
Sqft
1.16 ac
Lot size
3
Garage
2026
Year built
One
Levels
$319
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,141 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,141/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+51.5%
$/sqft vs Astatula actives
$319 vs $234
Days on market
67 vs 38 typical
Where $319/sqft sits among the 28 Astatula actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Astatula
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Astatula. See the full Astatula guide →
ASTATULA 34705 — neighborhood snapshot
Population
3,212
Median age
40
Median income
$64,899
Median home value
$241,500
Avg household
2.88
Households w/ children
347
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Astatula market
$308K → $304K
Astatula median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
5 of 28
Astatula actives have cut their price
Median sold price, Astatula, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 166% above the ASTATULA 34705 median. See the full Astatula market guide →
Paper trail
This home's history
Reality check
What actually sold near 12942 STILLWATER COVE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$599,990
12975 STILLWATER COVE DRIVE · same community
4 bd · 3 ba · 3,282 sqft · $183/sqft · 304 DOM
Sold · May ’26$564,000
12966 STILLWATER COVE DRIVE · same community
4 bd · 3 ba · 2,677 sqft · $211/sqft · 100 DOM
Sold · Jun ’26$548,890
12917 FLORIDA AVENUE · same community
4 bd · 3 ba · 2,471 sqft · $222/sqft · 200 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12942 STILLWATER COVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12942 STILLWATER COVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12942 STILLWATER COVE DRIVE FAQs
What would the monthly payment be for 12942 STILLWATER COVE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,141/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12942 STILLWATER COVE DRIVE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12942 STILLWATER COVE DRIVE?+
The most recent tax bill on record (2025) was $1,985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12942 STILLWATER COVE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Astatula?+
At $998,990, this home is listed about 166% above the Astatula median of $374,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12942 STILLWATER COVE DRIVE?+
Tavares Middle School (middle), Tavares High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEW HOME STAR FLORIDA LLC · Charles Pennant. MLS #O6412750.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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